# Cash Flow Planner vs Junk Rats

The clearest difference is update cadence: Junk Rats at every 3 weeks against Cash Flow Planner's every 14 months. Junk Rats also leads on iOS requirement (15.1 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cash Flow Planner ships an update every 14 months, Junk Rats every 3 weeks. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Cash Flow Planner | Junk Rats |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (305 ratings)](https://appshunter.io/ios/app/cash-flow-planner/id1436749337/reviews)** | — |
| Number of ratings | **305** | — |
| Positive reviews | 75.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 6 MB | 24 MB |
| Requires iOS | 17.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Erik Wegener](https://appshunter.io/developer/424482392) | [Maximum Cleaning Services Inc.](https://appshunter.io/developer/1440085471) |

## What reviewers say

### Cash Flow Planner

[App page](https://appshunter.io/ios/app/cash-flow-planner/id1436749337)

This app helps you manage your personal finances by tracking income and expenses. You can create budgets, set income goals, and visualize spending trends with charts. Securely sync your data with iCloud to stay organized.

**Highlights:** Track income and expenses, Add recurring transactions, Organize with custom categories, Create expense budgets, Set income targets, Visualize trends with charts, Secure iCloud sync

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and uncomplicated
- 👍 Great for cashflow planning
- 👍 No bank linking required
- 👍 Clean look

**What reviewers complain about**

- 🐛 Unreadable text in dark mode
- 🐛 Math drops cents to lower dollar
- 🐛 Too rigid, lacks customization
- 🐛 No reports or comparisons
- 🐛 Filter feature not working

**Reported bugs**

- Text unreadable in dark mode
- Font disappears when adding/changing categories
- Math drops cents to lower dollar amount
- Filter feature does not show relevant transactions

**Requested features**

- Option to adjust background color
- Reports by week or month
- Analytical tools (pie charts, graphs)
- Print document option
- Ability to adjust font color


### Junk Rats

[App page](https://appshunter.io/ios/app/junk-rats/id6740409088)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Cash Flow Planner free?

Cash Flow Planner is free to download, with no in-app purchases.

### Is Junk Rats free?

Junk Rats is free to download, with no in-app purchases.

### Do Cash Flow Planner or Junk Rats have ads?

Neither Cash Flow Planner nor Junk Rats shows ads.

### Which is updated more often, Cash Flow Planner or Junk Rats?

Cash Flow Planner ships an update every 14 months, and Junk Rats every 3 weeks. Most recently, Cash Flow Planner was updated on November 6, 2026 and Junk Rats on November 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*