# Cash Flow Planner vs Focus Protocol

The clearest difference is price: Cash Flow Planner at Free against Focus Protocol's $0.99. Cash Flow Planner also leads on iOS requirement (17.4 vs 26.0). Focus Protocol's advantage is update cadence (every 6 weeks vs every 27 months). On ads, in-app purchases and device support there is nothing between them.

Cash Flow Planner is free to download; Focus Protocol costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Cash Flow Planner ships an update every 27 months, Focus Protocol every 6 weeks. The most recent releases landed on October 5, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Cash Flow Planner | Focus Protocol |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.6 (305 ratings)](https://appshunter.io/ios/app/cash-flow-planner/id1436749337/reviews)** | — |
| Number of ratings | **305** | — |
| Positive reviews | 75.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 27 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 6 MB | 2 MB |
| Requires iOS | **17.4** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Erik Wegener](https://appshunter.io/developer/424482392) | [Alice-Georgiana TURCANU](https://appshunter.io/developer/1834220789) |

## What reviewers say

### Cash Flow Planner

[App page](https://appshunter.io/ios/app/cash-flow-planner/id1436749337)

This personal finance app helps you track income and expenses with ease. You can record one-time and recurring transactions, create custom categories, and set budgets and income targets. Get a clear overview of your finances and manage your money effectively.

**Highlights:** Track income and expenses, Record recurring transactions, Create custom categories, Set budgets for expenses, Set income targets, iCloud data sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Simple and uncomplicated
- 👍 Great for cashflow planning
- 👍 No bank linking required
- 👍 Clean look

**What reviewers complain about**

- 🐛 Unreadable text in dark mode
- 🐛 Math drops cents to lower dollar
- 🐛 Too rigid, lacks customization
- 🐛 No reports or comparisons
- 🐛 Filter feature not working

**Reported bugs**

- Text unreadable in dark mode
- Font disappears when adding/changing categories
- Math drops cents to lower dollar amount
- Filter feature does not show relevant transactions

**Requested features**

- Option to adjust background color
- Reports by week or month
- Analytical tools (pie charts, graphs)
- Print document option
- Ability to adjust font color


### Focus Protocol

[App page](https://appshunter.io/ios/app/focus-protocol/id6757204088)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cash Flow Planner free?

Cash Flow Planner is free to download, with no in-app purchases.

### Is Focus Protocol free?

Focus Protocol costs $0.99, with no in-app purchases.

### Do Cash Flow Planner or Focus Protocol have ads?

Neither Cash Flow Planner nor Focus Protocol shows ads.

### Which is updated more often, Cash Flow Planner or Focus Protocol?

Cash Flow Planner ships an update every 27 months, and Focus Protocol every 6 weeks. Most recently, Cash Flow Planner was updated on October 5, 2026 and Focus Protocol on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*