# m vs mHPB

The clearest difference is ratings volume: m at 1.1K against mHPB's 145. On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

m holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: m has 1.1K ratings behind it against 145, so its average is the more settled of the two. Written reviews complicate that: 36% of m's written reviews are positive against 38% of mHPB's, so the app with the better star average is not the one people write more warmly about.

m ships an update every 5 weeks, mHPB every 6 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | m | mHPB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/m-zaba/id1436818157/reviews)** | [4.6 (145 ratings)](https://appshunter.io/ios/app/mhpb/id1495017634/reviews) |
| Number of ratings | **1.1K** | 145 |
| Positive reviews | 36.0% of reviews | **38.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 511 MB | 220 MB |
| Requires iOS | **15** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Zagrebačka banka d.d.](https://appshunter.io/developer/1436818156) | [HPB d.d.](https://appshunter.io/developer/1495017633) |

## What reviewers say

### m

[App page](https://appshunter.io/ios/app/m-zaba/id1436818157)

Manage your finances from anywhere with this comprehensive mobile banking app. Pay bills, transfer money, check balances, apply for loans, and even trade stocks. Secure and user-friendly, it puts financial control in your pocket.

**Highlights:** Pay bills via m-foto pay, Transfer money with IziPay, Check account balances and transactions, Apply for cash and housing loans, Trade shares in investment funds, Manage credit cards and limits, Pay for parking

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent service
- 👍 Easy to use credit cards
- 👍 Simple and easy
- 👍 Bills paid in seconds
- 👍 Excellent service

**What reviewers complain about**

- 🐛 Biometry activation bug
- 🐛 App not working on iOS 16.3.1
- 🐛 App no longer working with new iOS on iPhone 14
- 🐛 Blocked after update, new version is terrible
- 🐛 Outdated, unintuitive, and cluttered UI

**Reported bugs**

- Biometry activation bug
- App not working on iOS 16.3.1
- App no longer working with new iOS on iPhone 14
- Blocked after update, new version is terrible

**Requested features**

- Enable changing dates for previous transactions
- Add Apple Pay support
- Improve Face ID/Touch ID integration
- Allow transferring money between Euro and Kuna accounts


### mHPB

[App page](https://appshunter.io/ios/app/mhpb/id1495017634)

This mobile application provides comprehensive banking services for individuals and businesses. It allows users to manage accounts, make payments, view card transactions, and access various financial tools. The app also offers secure mobile token functionality and direct communication with bank staff.

**Highlights:** Account management, Payment processing, Card transaction overview, Mobile token service, Secure login with PIN/biometrics, Direct communication with bank

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is m free?

m is free to download, with no in-app purchases.

### Is mHPB free?

mHPB is free to download, with no in-app purchases.

### Which has better reviews, m or mHPB?

m is rated higher. m averages 4.8 out of 5 from 1.1K ratings, while mHPB averages 4.6 from 145 ratings.

### Do m or mHPB have ads?

Neither m nor mHPB shows ads.

### Which is updated more often, m or mHPB?

m ships an update every 5 weeks, and mHPB every 6 weeks. Most recently, m was updated on October 24, 2026 and mHPB on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*