# Amortization Loan Calculator vs Compound Interest Calc

Amortization Loan Calculator and Compound Interest Calc both sit at 4.7 stars, but that hides the real split: 69% of Compound Interest Calc's written reviews are positive against 33% of Amortization Loan Calculator's. Compound Interest Calc also leads on update cadence (every 3 months vs every 13 months) and ratings volume (6.7K vs 1.2K). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Amortization Loan Calculator sells 1 one-off in-app purchase and Compound Interest Calc sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Amortization Loan Calculator against 4.8 for Compound Interest Calc. That said, the two scores are not equally well evidenced: Compound Interest Calc has 6.7K ratings behind it against 1.2K, so its average is the more settled of the two. Written reviews are what separate them: 33% of Amortization Loan Calculator's written reviews are positive against 69% of Compound Interest Calc's.

Amortization Loan Calculator ships an update every 13 months, Compound Interest Calc every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | Amortization Loan Calculator | Compound Interest Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.2K ratings)](https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045/reviews) | **[4.8 (6.7K ratings)](https://appshunter.io/ios/app/compound-interest-calc/id1509212588/reviews)** |
| Number of ratings | 1.2K | **6.7K** |
| Positive reviews | 33.3% of reviews | **68.6% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 13 months | **Every 3 months** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 10 MB | 16 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [JC Accounting & Innovative Technologies, Inc](https://appshunter.io/developer/1246822420) | [Dane Hankamer](https://appshunter.io/developer/1509095396) |

## What reviewers say

### Amortization Loan Calculator

[App page](https://appshunter.io/ios/app/amortization-loan-calculator/id1436857045)

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

**Highlights:** Calculate loan payments, Generate repayment schedule, Add extra payments, Graph repayment schedule, Calculate total interest, Save multiple loans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Amortization Purchase | $2.99 | one-time |

**What reviewers like**

- 👍 Easy to use and understand
- ✅ Accurate calculations
- 💾 Ability to save loans
- 🎯 Simple and convenient interface
- 📊 Helpful for mortgage planning

**What reviewers complain about**

- 📢 Too many ads cluttering the interface
- 💰 Unexpected payment requests without clear pricing
- 🔧 Limited functionality (30-year mortgages only)
- ⚠️ Calculation accuracy issues reported
- 🐛 App crashes and freezing problems

**Reported bugs**

- App crashes when editing interest rate field
- Cannot change loan term length from 30 years
- No visible calculate button or calculation trigger
- App becomes unresponsive after entering data
- Incompatibility with iOS 12 and newer versions

**Requested features**

- Add date tracking for loan creation and payment dates
- Support for variable loan terms (not just 30 years)
- Biweekly and accelerated biweekly payment options
- Payment frequency flexibility beyond monthly payments
- Clear calculate button or improved UI guidance


### Compound Interest Calc

[App page](https://appshunter.io/ios/app/compound-interest-calc/id1509212588)

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

**Highlights:** Calculate investment growth with contributions, Plan retirement withdrawals with inflation, Interactive growth and depletion charts, Year-by-year detailed breakdowns, Real-time calculations, Works offline

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Visually appealing
- 🚀 Helpful for financial planning
- 🚀 Powerful compound interest calculations
- 🚀 Intuitive interface

**What reviewers complain about**

- 🐛 Scaling issues on smaller devices
- 🐛 Inaccurate calculations in certain scenarios
- 🐛 Frequent ads disrupting user experience
- 🐛 Crashing and compatibility issues
- 🐛 Lack of customization options

**Reported bugs**

- Withdrawal calculations showing incorrect results
- App crashing on certain device models
- Scaling issues on iPad devices
- Compound interest calculations not accurate for weekly/monthly contributions

**Requested features**

- Add dividend calculation option
- Allow for daily compound interest calculations
- Implement a save/load feature to retain user inputs
- Add ability to input one-time lump sum contributions
- Provide inflation-adjusted withdrawal calculations


## Frequently asked questions

### Is Amortization Loan Calculator free?

Amortization Loan Calculator is free to download, with in-app purchases available.

### Is Compound Interest Calc free?

Compound Interest Calc is free to download, with in-app purchases available.

### Which has better reviews, Amortization Loan Calculator or Compound Interest Calc?

Compound Interest Calc is rated higher. Amortization Loan Calculator averages 4.7 out of 5 from 1.2K ratings, while Compound Interest Calc averages 4.8 from 6.7K ratings.

### Do Amortization Loan Calculator or Compound Interest Calc have ads?

Both Amortization Loan Calculator and Compound Interest Calc show ads.

### Which is updated more often, Amortization Loan Calculator or Compound Interest Calc?

Amortization Loan Calculator ships an update every 13 months, and Compound Interest Calc every 3 months. Most recently, Amortization Loan Calculator was updated on October 29, 2026 and Compound Interest Calc on October 29, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*