# Gem vs Nudget

The clearest difference is price: Nudget at Free against Gem's $0.49. Nudget also leads on update cadence (weekly vs every 4 weeks) and ratings volume (378 vs 89). Gem's advantage is rating (4.8 vs 4.5) and review sentiment (88% vs 69%). On ads, in-app purchases and monetization model there is nothing between them.

Nudget is free to download; Gem costs $0.49 up front. Gem sells 4 one-off in-app purchases and Nudget sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Gem holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 89 and 378 respectively. Written reviews point the same way: 88% of Gem's written reviews are positive against 69% of Nudget's.

Gem ships an update every 4 weeks, Nudget weekly. Both last shipped on October 27, 2026.

## The numbers

| Metric | Gem | Nudget |
| --- | --- | --- |
| Price | $0.49 | **Free** |
| Rating | **[4.8 (89 ratings)](https://appshunter.io/ios/app/gem-money-tracker/id1437054263/reviews)** | [4.5 (378 ratings)](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257/reviews) |
| Number of ratings | 89 | **378** |
| Positive reviews | **87.9% of reviews** | 69.2% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Weekly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | **#140** | — |
| Size | 46 MB | 73 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oz Pinhas](https://appshunter.io/developer/1437054262) | [Sawyer Blatz](https://appshunter.io/developer/797283126) |

## What reviewers say

### Gem

[App page](https://appshunter.io/ios/app/gem-money-tracker/id1437054263)

**Currently charting:** #140 Top Paid · Finance (US App Store)

Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.

**Highlights:** Budgeting (daily, weekly, monthly, yearly), Expense organization by category, Bill tracking and reminders, Savings goals and income tracking, Apple Pay integration for instant recording, CSV import/export, Customizable categories with icons

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Gem Powerpack | Free | one-time |
| Thanks tip | $0.99 | one-time |
| Amazing tip | $2.99 | one-time |
| Spectacular tip | $4.99 | one-time |


### Nudget

[App page](https://appshunter.io/ios/app/nudget-spending-tracker/id1517339257)

This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.

**Highlights:** Quick expense entry, Spending insights and analysis, Recurring expense management, iCloud sync, Home screen widgets, Customizable app icons, Siri support

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nudget Pro (Monthly) | $1.99 | per month |
| Nudget Pro (Yearly) | $9.99 | per year |
| Kind Tip | $1.99 | one-time |
| Generous Tip | $4.99 | one-time |
| Superfan Tip | $9.99 | one-time |

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Simple and intuitive UI
- 💡 Customizable tags and categories
- 🔒 Respects user privacy
- 🎨 Beautiful design and widgets

**What reviewers complain about**

- 🐛 Bugs and glitches (e.g. crashes, sync issues)
- 🔍 Lacking advanced budgeting features (e.g. category budgets, pie charts)
- ⏱️ Difficulty editing past transactions and budgets
- 💰 Subscription model for some features

**Reported bugs**

- Widgets not refreshing correctly
- Issues with decimal input
- Budgeting calculations not working as expected

**Requested features**

- Add biweekly/semimonthly income/expense options
- Improve insights and spending breakdown (e.g. pie charts, category totals)
- Ability to import/export data
- Sync across devices
- Apple Watch app


## Frequently asked questions

### Is Gem free?

Gem costs $0.49, and also offers in-app purchases.

### Is Nudget free?

Nudget is free to download, with in-app purchases available.

### Which has better reviews, Gem or Nudget?

Gem is rated higher. Gem averages 4.8 out of 5 from 89 ratings, while Nudget averages 4.5 from 378 ratings.

### Do Gem or Nudget have ads?

Neither Gem nor Nudget shows ads.

### Which is updated more often, Gem or Nudget?

Gem ships an update every 4 weeks, and Nudget weekly. Most recently, Gem was updated on October 27, 2026 and Nudget on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*