# Gem vs Purchases List

The clearest difference is ratings volume: Gem at 89 against Purchases List's 4. Gem also leads on review sentiment (88% vs 78%) and chart position (#53 vs #194). Purchases List's advantage is update cadence (every 2 weeks vs every 4 weeks) and device support (5 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Gem costs $0.49 and Purchases List $0.99 up front. Gem sells 3 one-off in-app purchases and Purchases List sells 4 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.8 for Gem against 4.8 for Purchases List. That said, the two scores are not equally well evidenced: Gem has 89 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 88% of Gem's written reviews are positive against 78% of Purchases List's.

Gem ships an update every 4 weeks, Purchases List every 2 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | Gem | Purchases List |
| --- | --- | --- |
| Price | **$0.49** | $0.99 |
| Rating | **[4.8 (89 ratings)](https://appshunter.io/ios/app/gem-money-tracker/id1437054263/reviews)** | [4.8 (4 ratings)](https://appshunter.io/ios/app/purchases-list/id1517829258/reviews) |
| Number of ratings | **89** | 4 |
| Positive reviews | **87.9% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Paid | Paid |
| Best chart rank | **#53** | #194 |
| Size | 46 MB | 91 MB |
| Requires iOS | 26.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Oz Pinhas](https://appshunter.io/developer/1437054262) | [Andrea Dellai](https://appshunter.io/developer/1489702085) |

## What reviewers say

### Gem

[App page](https://appshunter.io/ios/app/gem-money-tracker/id1437054263)

**Currently charting:** #53 Top Paid · Finance (US App Store)

Track your spending, manage budgets, and organize finances with this intuitive money management tool. Set up recurring bills, savings goals, and sync with Apple Pay for instant expense logging. Offers extensive customization and daily backups.

**Highlights:** Budgeting (daily, weekly, monthly, yearly), Expense tracking by category, tag, or wallet, Bill management with recurring payments, Savings goals and income tracking, Apple Pay sync for instant logging, Customizable categories and themes, CSV import and export

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Thanks tip | $0.99 | one-time |
| Amazing tip | $2.99 | one-time |
| Spectacular tip | $4.99 | one-time |


### Purchases List

[App page](https://appshunter.io/ios/app/purchases-list/id1517829258)

**Currently charting:** #194 Top Paid · Finance (US App Store)

Track daily expenses with personalized groups, limits, and notes. Organize data into archives, export to PDF, and secure with biometric authentication. Syncs across devices via iCloud.

**Highlights:** Personalized expense groups with limits, Detailed transaction logging, Home screen widgets for quick overview, Data archiving and organization, Searchable transactions, PDF data export, Biometric data protection

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $3.99 | one-time |
| ExtraLarge Tip | $5.99 | one-time |


## Frequently asked questions

### Is Gem free?

Gem costs $0.49, and also offers in-app purchases.

### Is Purchases List free?

Purchases List costs $0.99, and also offers in-app purchases.

### Which has better reviews, Gem or Purchases List?

Gem is rated higher. Gem averages 4.8 out of 5 from 89 ratings, while Purchases List averages 4.8 from 4 ratings.

### Do Gem or Purchases List have ads?

Neither Gem nor Purchases List shows ads.

### Which is updated more often, Gem or Purchases List?

Gem ships an update every 4 weeks, and Purchases List every 2 weeks. Most recently, Gem was updated on November 3, 2026 and Purchases List on November 3, 2026.

### Which is more popular, Gem or Purchases List?

Gem currently peaks at #53 in the App Store charts, and Purchases List at #194. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*