# Gem vs finco

The clearest difference is price: finco at Free against Gem's $0.49. finco also leads on in-app purchases (none vs 4) and iOS requirement (11.4 vs 18.6). Gem's advantage is chart position (#144 vs unranked).

finco is free to download; Gem costs $0.49 up front. Gem sells 4 one-off in-app purchases. finco asks for nothing beyond the download.

## The numbers

| Metric | Gem | finco |
| --- | --- | --- |
| Price | $0.49 | **Free** |
| Rating | **[4.8 (89 ratings)](https://appshunter.io/ios/app/gem-money-tracker/id1437054263/reviews)** | — |
| Number of ratings | **89** | — |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | — |
| Update frequency | Every 4 weeks | — |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#144** | — |
| Size | 42 MB | 7 MB |
| Requires iOS | 18.6 | **11.4** |
| Devices | **iPhone** | — |
| Age rating | 4+ | 4+ |
| Developer | [Oz Pinhas](https://appshunter.io/developer/1437054262) | [Eran Malovani](https://appshunter.io/developer/1445437391) |

## What reviewers say

### Gem

[App page](https://appshunter.io/ios/app/gem-money-tracker/id1437054263)

**Currently charting:** #144 Top Paid · Finance (US App Store)

Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.

**Highlights:** Budgeting (daily, weekly, monthly, yearly), Expense organization by category, Bill tracking and reminders, Savings goals and income tracking, Apple Pay integration for instant recording, CSV import/export, Customizable categories with icons

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Gem Powerpack | Free | one-time |
| Thanks tip | $0.99 | one-time |
| Amazing tip | $2.99 | one-time |
| Spectacular tip | $4.99 | one-time |


### finco

[App page](https://appshunter.io/ios/app/finco/id1668680101)

**In-app purchases:** none


## Frequently asked questions

### Is Gem free?

Gem costs $0.49, and also offers in-app purchases.

### Is finco free?

finco is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*