# Gem vs SpendAware

The clearest difference is in-app purchases: SpendAware at none against Gem's 4. Gem's advantage is update cadence (every 4 weeks vs every 20 months) and chart position (#28 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Gem costs $0.49 and SpendAware $0.99 up front. Gem sells 4 one-off in-app purchases. SpendAware asks for nothing beyond the download.

Gem ships an update every 4 weeks, SpendAware every 20 months. The most recent releases landed on September 28, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Gem | SpendAware |
| --- | --- | --- |
| Price | **$0.49** | $0.99 |
| Rating | **[4.8 (89 ratings)](https://appshunter.io/ios/app/gem-money-tracker/id1437054263/reviews)** | — |
| Number of ratings | **89** | — |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 20 months |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#28** | — |
| Size | 42 MB | 2 MB |
| Requires iOS | 18.6 | **18.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Oz Pinhas](https://appshunter.io/developer/1437054262) | [Marcio Habigzang Brufatto](https://appshunter.io/developer/994145010) |

## What reviewers say

### Gem

[App page](https://appshunter.io/ios/app/gem-money-tracker/id1437054263)

**Currently charting:** #28 Top Paid · Finance (US App Store)

Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.

**Highlights:** Budgeting (daily, weekly, monthly, yearly), Expense organization by category, Bill tracking and reminders, Savings goals and income tracking, Apple Pay integration for instant recording, CSV import/export, Customizable categories with icons

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Gem Powerpack | Free | one-time |
| Thanks tip | $0.99 | one-time |
| Amazing tip | $2.99 | one-time |
| Spectacular tip | $4.99 | one-time |


### SpendAware

[App page](https://appshunter.io/ios/app/spendaware-expense-tracker/id6738207844)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Gem free?

Gem costs $0.49, and also offers in-app purchases.

### Is SpendAware free?

SpendAware costs $0.99, with no in-app purchases.

### Do Gem or SpendAware have ads?

Neither Gem nor SpendAware shows ads.

### Which is updated more often, Gem or SpendAware?

Gem ships an update every 4 weeks, and SpendAware every 20 months. Most recently, Gem was updated on September 28, 2026 and SpendAware on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*