# Gem vs Financier Pro

The clearest difference is price: Financier Pro at Free against Gem's $0.49. Financier Pro also leads on in-app purchases (none vs 3) and rating (5.0 vs 4.8). Gem's advantage is ratings volume (89 vs 2) and chart position (#85 vs unranked). On ads there is nothing between them.

Financier Pro is free to download; Gem costs $0.49 up front. Gem sells 3 one-off in-app purchases. Financier Pro asks for nothing beyond the download.

Financier Pro holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Gem has 89 ratings behind it against 2, so its average is the more settled of the two.

Gem ships an update every 4 weeks, Financier Pro every 2 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Gem | Financier Pro |
| --- | --- | --- |
| Price | $0.49 | **Free** |
| Rating | [4.8 (89 ratings)](https://appshunter.io/ios/app/gem-money-tracker/id1437054263/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/financier-pro/id6740015717/reviews)** |
| Number of ratings | **89** | 2 |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Paid | **Free** |
| Best chart rank | **#85** | — |
| Size | 46 MB | 26 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oz Pinhas](https://appshunter.io/developer/1437054262) | [Dzmitry Salnikau](https://appshunter.io/developer/1787991652) |

## What reviewers say

### Gem

[App page](https://appshunter.io/ios/app/gem-money-tracker/id1437054263)

**Currently charting:** #85 Top Paid · Finance (US App Store)

Track your spending, manage budgets, and organize finances with this intuitive money management tool. Set up recurring bills, savings goals, and sync with Apple Pay for instant expense logging. Offers extensive customization and daily backups.

**Highlights:** Budgeting (daily, weekly, monthly, yearly), Expense tracking by category, tag, or wallet, Bill management with recurring payments, Savings goals and income tracking, Apple Pay sync for instant logging, Customizable categories and themes, CSV import and export

**Features:** Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Thanks tip | $0.99 | one-time |
| Amazing tip | $2.99 | one-time |
| Spectacular tip | $4.99 | one-time |


### Financier Pro

[App page](https://appshunter.io/ios/app/financier-pro/id6740015717)

Manage your money with this free application. Track expenses, income, savings, and investments through interactive charts and dashboards. Take full control of your financial life without any cost.

**Highlights:** Expense tracking, Income tracking, Savings management, Investment tracking, Interactive charts, Dashboards

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Gem free?

Gem costs $0.49, and also offers in-app purchases.

### Is Financier Pro free?

Financier Pro is free to download, with no in-app purchases.

### Which has better reviews, Gem or Financier Pro?

Financier Pro is rated higher. Gem averages 4.8 out of 5 from 89 ratings, while Financier Pro averages 5.0 from 2 ratings.

### Do Gem or Financier Pro have ads?

Neither Gem nor Financier Pro shows ads.

### Which is updated more often, Gem or Financier Pro?

Gem ships an update every 4 weeks, and Financier Pro every 2 weeks. Most recently, Gem was updated on November 6, 2026 and Financier Pro on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*