# Gem vs Mr.Fin

The clearest difference is price: Mr.Fin at Free against Gem's $0.49. Mr.Fin also leads on iOS requirement (15.6 vs 26.0). Gem's advantage is chart position (#160 vs unranked). On update cadence, ads, in-app purchases and device support there is nothing between them.

Mr.Fin is free to download; Gem costs $0.49 up front. Gem sells 4 one-off in-app purchases and Mr.Fin sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Gem ships an update every 4 weeks, Mr.Fin every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Gem | Mr.Fin |
| --- | --- | --- |
| Price | $0.49 | **Free** |
| Rating | **[4.8 (89 ratings)](https://appshunter.io/ios/app/gem-money-tracker/id1437054263/reviews)** | — |
| Number of ratings | **89** | — |
| Positive reviews | 87.9% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#160** | — |
| Size | 46 MB | 73 MB |
| Requires iOS | 26.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Oz Pinhas](https://appshunter.io/developer/1437054262) | [Suhaibe Kalathil](https://appshunter.io/developer/1831000679) |

## What reviewers say

### Gem

[App page](https://appshunter.io/ios/app/gem-money-tracker/id1437054263)

**Currently charting:** #160 Top Paid · Finance (US App Store)

Track your spending, manage budgets, and organize your finances with this comprehensive money management tool. It offers detailed budgeting options, expense organization by category, and bill tracking. Automate entries with Apple Pay and import/export data for a complete financial overview.

**Highlights:** Budgeting (daily, weekly, monthly, yearly), Expense organization by category, Bill tracking and reminders, Savings goals and income tracking, Apple Pay integration for instant recording, CSV import/export, Customizable categories with icons

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Gem Powerpack | Free | one-time |
| Thanks tip | $0.99 | one-time |
| Amazing tip | $2.99 | one-time |
| Spectacular tip | $4.99 | one-time |


### Mr.Fin

[App page](https://appshunter.io/ios/app/mrfin/id6749539070)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |
| Yearly | $49.99 | per year |
| Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is Gem free?

Gem costs $0.49, and also offers in-app purchases.

### Is Mr.Fin free?

Mr.Fin is free to download, with in-app purchases available.

### Do Gem or Mr.Fin have ads?

Neither Gem nor Mr.Fin shows ads.

### Which is updated more often, Gem or Mr.Fin?

Gem ships an update every 4 weeks, and Mr.Fin every 3 weeks. Most recently, Gem was updated on October 29, 2026 and Mr.Fin on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*