# Centric WM vs Citizens Pay

The clearest difference is update cadence: Citizens Pay at every 6 weeks against Centric WM's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Centric WM ships an update every 7 months, Citizens Pay every 6 weeks. The most recent releases landed on September 9, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Centric WM | Citizens Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (14K ratings)](https://appshunter.io/ios/app/citizens-pay/id1641778457/reviews)** |
| Number of ratings | — | **14K** |
| Positive reviews | — | 42.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 6 weeks** |
| Monetization | — | Free |
| Size | 62 MB | 118 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Centric Wealth Management LLC](https://appshunter.io/developer/1437295636) | [Citizens Bank, N.A.](https://appshunter.io/developer/388082491) |

## What reviewers say

### Centric WM

[App page](https://appshunter.io/ios/app/centric-wm/id1437295637)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Citizens Pay

[App page](https://appshunter.io/ios/app/citizens-pay/id1641778457)

Manage your Citizens Pay accounts securely and conveniently from your mobile device. Access statements, schedule payments, and set up automatic payments. Stay informed about your account balance and transaction history.

**Highlights:** 24/7 secure account access, Paperless PDF statements, Schedule one-time payments, Set up Auto Pay, View account balance, Track transaction history

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💳 Easy and convenient payment
- 🕰️ Able to pay early or set up auto-pay
- 👍 Seamless application process
- 🙏 Understanding and patient with customers

**What reviewers complain about**

- 🐛 App freezes or crashes frequently
- 🔑 Login issues, unable to log in
- 🤖 Widget doesn't work in dark mode
- 🔒 Unethical practices to charge fees

**Reported bugs**

- Login screen freezes or shows errors
- App not compatible with latest iOS versions
- Blank screens and server errors
- Can't make more than minimum payment with auto-pay

**Requested features**

- Add Face ID or biometric login
- Allow pasting passwords
- Show payment details after making a payment
- Improve app stability and performance


## Frequently asked questions

### Is Centric WM free?

Centric WM is free to download, with no in-app purchases.

### Is Citizens Pay free?

Citizens Pay is free to download, with no in-app purchases.

### Do Centric WM or Citizens Pay have ads?

Neither Centric WM nor Citizens Pay shows ads.

### Which is updated more often, Centric WM or Citizens Pay?

Centric WM ships an update every 7 months, and Citizens Pay every 6 weeks. Most recently, Centric WM was updated on September 9, 2026 and Citizens Pay on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*