# FNCU Mobile vs NIHP FSA

The clearest difference is iOS requirement: FNCU Mobile at 14.7 against NIHP FSA's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on October 17, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | FNCU Mobile | NIHP FSA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/fncu-mobile/id1437309708/reviews)** | — |
| Number of ratings | **1.2K** | — |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | Every 5 months |
| Monetization | Free | — |
| Size | 104 MB | 29 MB |
| Requires iOS | **14.7** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [First Northern Credit Union](https://appshunter.io/developer/1437309707) | [Northern Illinois Health Plan](https://appshunter.io/developer/1460290729) |

## What reviewers say

### FNCU Mobile

[App page](https://appshunter.io/ios/app/fncu-mobile/id1437309708)

Manage your finances on the go with this secure mobile banking solution. Easily pay bills, transfer funds, deposit checks, and control your debit card. Access account balances and recent transactions anytime, anywhere.

**Highlights:** Bill and person payments, Debit card on/off toggle, Mobile check deposit, Account balance viewing, Transaction history, Fund transfers, Branch and ATM locator

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Convenient banking services
- 👍 Helpful staff

**What reviewers complain about**

- 🐛 Buggy app with frequent crashes
- 🔍 Limited functionality compared to other banking apps
- 🔍 Outdated and rarely updated
- 🔍 Frustrating navigation and user experience
- 🐛 Face ID/login issues

**Reported bugs**

- Incorrect account balance updates
- Frequent app timeouts and login issues
- Mobile deposit functionality not working properly

**Requested features**

- Improved app navigation and user experience
- Integration with popular payment apps (Venmo, Zelle)
- Increased mobile deposit limits
- Better account management and transaction visibility


### NIHP FSA

[App page](https://appshunter.io/ios/app/nihp-fsa/id1460290730)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FNCU Mobile free?

FNCU Mobile is free to download, with no in-app purchases.

### Is NIHP FSA free?

NIHP FSA is free to download, with no in-app purchases.

### Do FNCU Mobile or NIHP FSA have ads?

Neither FNCU Mobile nor NIHP FSA shows ads.

### Which is updated more often, FNCU Mobile or NIHP FSA?

FNCU Mobile ships an update every 5 months, and NIHP FSA every 5 months. Most recently, FNCU Mobile was updated on October 17, 2026 and NIHP FSA on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*