# redpayments vs MCTPay

The clearest difference is update cadence: MCTPay at every 10 days against redpayments's every 3 weeks. redpayments's advantage is iOS requirement (13.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

redpayments ships an update every 3 weeks, MCTPay every 10 days. The most recent releases landed on June 3, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | redpayments | MCTPay |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free | — |
| Size | 23 MB | 9 MB |
| Requires iOS | **13.0** | 17.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AUPOS AUSTRALIA](https://appshunter.io/developer/1437520966) | [MOBILE COMMUNITY TECH PTE LTD](https://appshunter.io/developer/1626416581) |

## What reviewers say

### redpayments

[App page](https://appshunter.io/ios/app/redpayments/id1437520967)

This platform facilitates secure and rapid cross-border payments for businesses. It allows merchants to accept payments in RMB from Chinese customers and settle in Australian dollars, offering real-time transaction insights and same-day settlement.

**Highlights:** Accept RMB, settle in AUD, Real-time transaction insights, Alipay and WeChat Pay integration, Three-second payment completion, Same-day settlement, Lower processing rates, Multiple payment integration options

**Features:** macOS Compatibility

**In-app purchases:** none


### MCTPay

[App page](https://appshunter.io/ios/app/mctpay/id1626416579)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is redpayments free?

redpayments is free to download, with no in-app purchases.

### Is MCTPay free?

MCTPay is free to download, with no in-app purchases.

### Do redpayments or MCTPay have ads?

Neither redpayments nor MCTPay shows ads.

### Which is updated more often, redpayments or MCTPay?

redpayments ships an update every 3 weeks, and MCTPay every 10 days. Most recently, redpayments was updated on June 3, 2026 and MCTPay on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*