# Oплати vs MTBank Moby

The clearest difference is rating: MTBank Moby at 3.8 against Oплати's 2.4. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTBank Moby holds the better App Store score, 3.8 against 2.4. Both are backed by a comparable volume of ratings — 88 and 62 respectively. Written reviews point the same way: 25% of Oплати's written reviews are positive against 32% of MTBank Moby's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Oплати | MTBank Moby |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (88 ratings)](https://appshunter.io/ios/app/o/id1437627225/reviews) | **[3.8 (62 ratings)](https://appshunter.io/ios/app/mtbank-moby/id1534853667/reviews)** |
| Number of ratings | **88** | 62 |
| Positive reviews | 25.0% of reviews | **31.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 310 MB | 103 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [OOO OPLATI](https://appshunter.io/developer/1676918567) | [MTBank JSC](https://appshunter.io/developer/1099159766) |

## What reviewers say

### Oплати

[App page](https://appshunter.io/ios/app/o/id1437627225)

Pay for purchases with QR codes at over 8000 partners, including major retailers. Use virtual loyalty cards and pay for public transport in many Belarusian cities. Manage regular payments, refuel your car, and send money to contacts.

**Highlights:** QR code payments at 8000+ retailers, Virtual loyalty card storage, Public transport payments in multiple cities, ERIP payments for utilities and mobile, Fuel payments at major gas stations, Peer-to-peer money transfers, Group payment collection

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for public transport tickets
- 👍 Convenient for ERIP transfers
- 👍 Useful for online payments via SBP
- 👍 Helpful when phone payment isn't accepted

**What reviewers complain about**

- ❌ Not for foreigners/non-residents
- ❌ Registration issues for non-citizens
- ❌ Age restriction (under 18)
- ❌ Verification issues (bank calls, passport data)
- ❌ Geolocation tracking concerns

**Reported bugs**

- SBP payment function not working
- Withdrawal limits and fees
- App crashes after top-up
- Payment not processed, leading to fines
- Login issues (bank not responding, invalid data)

**Requested features**

- Add widgets for balance view
- Add balance to transaction history
- Make virtual cards available again
- Allow withdrawal to any bank card
- Integrate travel card purchases


### MTBank Moby

[App page](https://appshunter.io/ios/app/mtbank-moby/id1534853667)

This mobile banking app allows users to instantly open accounts, apply for loans, and manage digital cards. It offers features like online deposits, installment purchases, and convenient payment options. Users can also track transactions, exchange currency, and find bank locations.

**Highlights:** Online loan applications, Digital card management, Online deposit accounts, Installment purchases, Instant payments and transfers, Transaction history and account overview, Currency exchange

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and intuitive interface
- 🚀 Fast and responsive app
- 💳 Convenient banking features
- 🤝 Helpful and responsive support

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues and account lockouts
- 🌐 Doesn't work outside of Belarus
- 💰 High fees and commissions

**Reported bugs**

- Login screen freezes on new devices
- Inability to transfer funds from closed accounts
- Inconsistent display of account balances

**Requested features**

- Ability to view transaction history
- Option to set custom PIN code
- Support for multiple currencies
- Improved push notification system


## Frequently asked questions

### Is Oплати free?

Oплати is free to download, with no in-app purchases.

### Is MTBank Moby free?

MTBank Moby is free to download, with no in-app purchases.

### Which has better reviews, Oплати or MTBank Moby?

MTBank Moby is rated higher. Oплати averages 2.4 out of 5 from 88 ratings, while MTBank Moby averages 3.8 from 62 ratings.

### Do Oплати or MTBank Moby have ads?

Neither Oплати nor MTBank Moby shows ads.

### Which is updated more often, Oплати or MTBank Moby?

Oплати ships an update every 3 weeks, and MTBank Moby every 3 weeks. Most recently, Oплати was updated on October 26, 2026 and MTBank Moby on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*