# Oплати vs BSB

The clearest difference is review sentiment: BSB at 92% against Oплати's 25%. BSB also leads on rating (3.9 vs 2.3) and update cadence (weekly vs every 3 weeks). Oплати's advantage is ratings volume (87 vs 19). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BSB holds the better App Store score, 3.9 against 2.3. Both are backed by a comparable volume of ratings — 87 and 19 respectively. Written reviews point the same way: 25% of Oплати's written reviews are positive against 92% of BSB's.

Oплати ships an update every 3 weeks, BSB weekly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Oплати | BSB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (87 ratings)](https://appshunter.io/ios/app/o/id1437627225/reviews) | **[3.9 (19 ratings)](https://appshunter.io/ios/app/bsb-bank/id1628543696/reviews)** |
| Number of ratings | **87** | 19 |
| Positive reviews | 24.7% of reviews | **91.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 310 MB | 275 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [OOO OPLATI](https://appshunter.io/developer/1676918567) | [JSC BSB Bank](https://appshunter.io/developer/510011372) |

## What reviewers say

### Oплати

[App page](https://appshunter.io/ios/app/o/id1437627225)

Make payments for purchases, public transport, and utilities using QR codes or phone contacts. This app simplifies everyday transactions with over 8000 partners and supports various cities for transit payments. It also facilitates money transfers and group collections.

**Highlights:** QR code payments at over 8000 partners, Virtual loyalty cards, Public transport payments in multiple cities, ERIP payments for utilities and mobile, Fuel payments at partner gas stations, Money transfers via chat and QR, Group payment collection

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for public transport tickets
- 👍 Convenient for ERIP transfers
- 👍 Useful for online payments via SBP
- 👍 Helpful when phone payment isn't accepted

**What reviewers complain about**

- ❌ Not for foreigners/non-residents
- ❌ Registration issues for non-citizens
- ❌ Age restriction (under 18)
- ❌ Verification issues (bank calls, passport data)
- ❌ Geolocation tracking concerns

**Reported bugs**

- SBP payment function not working
- Withdrawal limits and fees
- App crashes after top-up
- Payment not processed, leading to fines
- Login issues (bank not responding, invalid data)

**Requested features**

- Add widgets for balance view
- Add balance to transaction history
- Make virtual cards available again
- Allow withdrawal to any bank card
- Integrate travel card purchases


### BSB

[App page](https://appshunter.io/ios/app/bsb-bank/id1628543696)

Manage personal and business finances in a single application. Access card management, view transaction history with filtering, and perform card-to-card currency exchanges.

**Highlights:** Personal and business account management, Full card management, Card ordering, Favorite and auto-payments, Transaction history with filter, Card-to-card currency exchange

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Oплати free?

Oплати is free to download, with no in-app purchases.

### Is BSB free?

BSB is free to download, with no in-app purchases.

### Which has better reviews, Oплати or BSB?

BSB is rated higher. Oплати averages 2.3 out of 5 from 87 ratings, while BSB averages 3.9 from 19 ratings.

### Do Oплати or BSB have ads?

Neither Oплати nor BSB shows ads.

### Which is updated more often, Oплати or BSB?

Oплати ships an update every 3 weeks, and BSB weekly. Most recently, Oплати was updated on November 6, 2026 and BSB on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*