# Oплати vs MTBusiness

The clearest difference is review sentiment: MTBusiness at 100% against Oплати's 25%. MTBusiness also leads on rating (5.0 vs 2.3). Oплати's advantage is ratings volume (87 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTBusiness holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: Oплати has 87 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 25% of Oплати's written reviews are positive against 100% of MTBusiness's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Oплати | MTBusiness |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (87 ratings)](https://appshunter.io/ios/app/o/id1437627225/reviews) | **[5.0 (11 ratings)](https://appshunter.io/ios/app/mtbusiness/id1641900011/reviews)** |
| Number of ratings | **87** | 11 |
| Positive reviews | 24.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 310 MB | 69 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [OOO OPLATI](https://appshunter.io/developer/1676918567) | [MTBank JSC](https://appshunter.io/developer/1099159766) |

## What reviewers say

### Oплати

[App page](https://appshunter.io/ios/app/o/id1437627225)

Make payments for purchases, public transport, and utilities using QR codes or phone contacts. This app simplifies everyday transactions with over 8000 partners and supports various cities for transit payments. It also facilitates money transfers and group collections.

**Highlights:** QR code payments at over 8000 partners, Virtual loyalty cards, Public transport payments in multiple cities, ERIP payments for utilities and mobile, Fuel payments at partner gas stations, Money transfers via chat and QR, Group payment collection

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for public transport tickets
- 👍 Convenient for ERIP transfers
- 👍 Useful for online payments via SBP
- 👍 Helpful when phone payment isn't accepted

**What reviewers complain about**

- ❌ Not for foreigners/non-residents
- ❌ Registration issues for non-citizens
- ❌ Age restriction (under 18)
- ❌ Verification issues (bank calls, passport data)
- ❌ Geolocation tracking concerns

**Reported bugs**

- SBP payment function not working
- Withdrawal limits and fees
- App crashes after top-up
- Payment not processed, leading to fines
- Login issues (bank not responding, invalid data)

**Requested features**

- Add widgets for balance view
- Add balance to transaction history
- Make virtual cards available again
- Allow withdrawal to any bank card
- Integrate travel card purchases


### MTBusiness

[App page](https://appshunter.io/ios/app/mtbusiness/id1641900011)

Manage your business finances with ease. Create and send payments, check account balances, and access banking services. Get instant loan decisions and verify business partners.

**Highlights:** Payment creation and management, Account balance and statement viewing, Online overdraft applications, Business partner verification, Bank news and currency exchange rates, Branch locator and support chat

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oплати free?

Oплати is free to download, with no in-app purchases.

### Is MTBusiness free?

MTBusiness is free to download, with no in-app purchases.

### Which has better reviews, Oплати or MTBusiness?

MTBusiness is rated higher. Oплати averages 2.3 out of 5 from 87 ratings, while MTBusiness averages 5.0 from 11 ratings.

### Do Oплати or MTBusiness have ads?

Neither Oплати nor MTBusiness shows ads.

### Which is updated more often, Oплати or MTBusiness?

Oплати ships an update every 3 weeks, and MTBusiness every 3 weeks. Most recently, Oплати was updated on November 6, 2026 and MTBusiness on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*