# Oплати vs Искра | БНБ

The clearest difference is rating: Oплати at 2.4 against Искра | БНБ's 2.0. Oплати also leads on monetization model (free vs ad-supported) and review sentiment (25% vs 15%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oплати holds the better App Store score, 2.4 against 2.0. Both are backed by a comparable volume of ratings — 86 and 41 respectively. Written reviews point the same way: 25% of Oплати's written reviews are positive against 15% of Искра | БНБ's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Oплати | Искра | БНБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (86 ratings)](https://appshunter.io/ios/app/o/id1437627225/reviews)** | [2.0 (41 ratings)](https://appshunter.io/ios/app/id6480586304/reviews) |
| Number of ratings | **86** | 41 |
| Positive reviews | **25.4% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 306 MB | 353 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 12+ | 17+ |
| Developer | [OOO OPLATI](https://appshunter.io/developer/1676918567) | [BNB-BANK, OAO](https://appshunter.io/developer/1378927320) |

## What reviewers say

### Oплати

[App page](https://appshunter.io/ios/app/o/id1437627225)

Pay for purchases with QR codes at over 8000 partners, including major retailers. Use virtual loyalty cards and pay for public transport in many Belarusian cities. Manage regular payments, refuel your car, and send money to contacts.

**Highlights:** QR code payments at 8000+ retailers, Virtual loyalty card storage, Public transport payments in multiple cities, ERIP payments for utilities and mobile, Fuel payments at major gas stations, Peer-to-peer money transfers, Group payment collection

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Искра | БНБ

[App page](https://appshunter.io/ios/app/id6480586304)

Manage your finances with a user-friendly online banking app. Open accounts, make payments, exchange currency, and apply for loans easily. Track your spending and get 24/7 support.

**Highlights:** Open cards, accounts, and deposits, Make payments and transfers, Exchange currency at favorable rates, Manage accounts and cards, Apply for and pay off loans, Track finances with statements and history, Get online consultations 24/7

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Oплати free?

Oплати is free to download, with no in-app purchases.

### Is Искра | БНБ free?

Искра | БНБ is free to download, with no in-app purchases.

### Which has better reviews, Oплати or Искра | БНБ?

Oплати is rated higher. Oплати averages 2.4 out of 5 from 86 ratings, while Искра | БНБ averages 2.0 from 41 ratings.

### Do Oплати or Искра | БНБ have ads?

Neither Oплати nor Искра | БНБ shows ads.

### Which is updated more often, Oплати or Искра | БНБ?

Oплати ships an update every 3 weeks, and Искра | БНБ every 3 weeks. Most recently, Oплати was updated on September 24, 2026 and Искра | БНБ on September 21, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*