# Oплати vs Shchodraya

The clearest difference is review sentiment: Shchodraya at 100% against Oплати's 25%. Shchodraya also leads on update cadence (every 3 days vs every 3 weeks). Oплати's advantage is iOS requirement (15.0 vs 17.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oплати ships an update every 3 weeks, Shchodraya every 3 days. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Oплати | Shchodraya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (88 ratings)](https://appshunter.io/ios/app/o/id1437627225/reviews)** | — |
| Number of ratings | **88** | — |
| Positive reviews | 25.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | Free |
| Size | 310 MB | 15 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [OOO OPLATI](https://appshunter.io/developer/1676918567) | [ProfMarketSystem LLC](https://appshunter.io/developer/1837466918) |

## What reviewers say

### Oплати

[App page](https://appshunter.io/ios/app/o/id1437627225)

Pay for purchases with QR codes at over 8000 partners, including major retailers. Use virtual loyalty cards and pay for public transport in many Belarusian cities. Manage regular payments, refuel your car, and send money to contacts.

**Highlights:** QR code payments at 8000+ retailers, Virtual loyalty card storage, Public transport payments in multiple cities, ERIP payments for utilities and mobile, Fuel payments at major gas stations, Peer-to-peer money transfers, Group payment collection

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for public transport tickets
- 👍 Convenient for ERIP transfers
- 👍 Useful for online payments via SBP
- 👍 Helpful when phone payment isn't accepted

**What reviewers complain about**

- ❌ Not for foreigners/non-residents
- ❌ Registration issues for non-citizens
- ❌ Age restriction (under 18)
- ❌ Verification issues (bank calls, passport data)
- ❌ Geolocation tracking concerns

**Reported bugs**

- SBP payment function not working
- Withdrawal limits and fees
- App crashes after top-up
- Payment not processed, leading to fines
- Login issues (bank not responding, invalid data)

**Requested features**

- Add widgets for balance view
- Add balance to transaction history
- Make virtual cards available again
- Allow withdrawal to any bank card
- Integrate travel card purchases


### Shchodraya

[App page](https://appshunter.io/ios/app/shchodraya/id6751904827)

Manage your loyalty cards and track bonuses from daily purchases. Discover new partners and promotions to make every transaction more rewarding.

**Highlights:** View all earned bonuses, Bonus catalog, Discover new partners, Track promotions, Loyalty card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Oплати free?

Oплати is free to download, with no in-app purchases.

### Is Shchodraya free?

Shchodraya is free to download, with no in-app purchases.

### Do Oплати or Shchodraya have ads?

Neither Oплати nor Shchodraya shows ads.

### Which is updated more often, Oплати or Shchodraya?

Oплати ships an update every 3 weeks, and Shchodraya every 3 days. Most recently, Oплати was updated on October 20, 2026 and Shchodraya on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*