# DirectPay vs Metro Bank Authenticator

The clearest difference is update cadence: DirectPay at every 2 months against Metro Bank Authenticator's every 12 months. DirectPay also leads on iOS requirement (12.0 vs 14.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DirectPay ships an update every 2 months, Metro Bank Authenticator every 12 months. The most recent releases landed on August 10, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | DirectPay | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (2 ratings)](https://appshunter.io/ios/app/directpay/id1437707340/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 67 MB | 12 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DirectPay (Private) Limited](https://appshunter.io/developer/1437707339) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### DirectPay

[App page](https://appshunter.io/ios/app/directpay/id1437707340)

Facilitates secure account-to-account payments using QR codes. Supports transfers within the same bank or via LankaPay for interbank transactions. Offers enhanced security with device and password protection.

**Highlights:** QR code scanning for payments, Account-to-account fund transfers, Interbank transactions via LankaPay, Merchant and customer transaction facilitation, Device IMEI and password security, Reduced transaction time and cost

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DirectPay free?

DirectPay is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do DirectPay or Metro Bank Authenticator have ads?

Neither DirectPay nor Metro Bank Authenticator shows ads.

### Which is updated more often, DirectPay or Metro Bank Authenticator?

DirectPay ships an update every 2 months, and Metro Bank Authenticator every 12 months. Most recently, DirectPay was updated on August 10, 2026 and Metro Bank Authenticator on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*