# DirectPay vs Instantpay

The clearest difference is ratings volume: Instantpay at 19 against DirectPay's 2. Instantpay also leads on update cadence (monthly vs every 2 months). DirectPay's advantage is iOS requirement (12.0 vs 14.0). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 1.0 for DirectPay against 1.1 for Instantpay. That said, the two scores are not equally well evidenced: Instantpay has 19 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

DirectPay ships an update every 2 months, Instantpay monthly. The most recent releases landed on September 29, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | DirectPay | Instantpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/directpay/id1437707340/reviews) | **[1.1 (19 ratings)](https://appshunter.io/ios/app/instantpay/id6444669672/reviews)** |
| Number of ratings | 2 | **19** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free | Free |
| Size | 67 MB | 94 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [DirectPay (Private) Limited](https://appshunter.io/developer/1437707339) | [Instantpay India Limited](https://appshunter.io/developer/945609486) |

## What reviewers say

### DirectPay

[App page](https://appshunter.io/ios/app/directpay/id1437707340)

Facilitates secure account-to-account payments using QR codes. Supports transfers within the same bank or via LankaPay for interbank transactions. Offers enhanced security with device and password protection.

**Highlights:** QR code scanning for payments, Account-to-account fund transfers, Interbank transactions via LankaPay, Merchant and customer transaction facilitation, Device IMEI and password security, Reduced transaction time and cost

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Instantpay

[App page](https://appshunter.io/ios/app/instantpay/id6444669672)

A comprehensive business banking solution designed to streamline financial operations. Manage accounts, process payments, track expenses, and access loans all in one digital platform. Ideal for businesses of all sizes seeking efficient money management.

**Highlights:** Smart current account for simplified banking, Connect and manage existing bank accounts, Send and receive payments via all methods, Bulk payouts and one-click payments, Payment links and QR code collections, Contactless cards for expense management, Collateral-free business loans

**In-app purchases:** none


## Frequently asked questions

### Is DirectPay free?

DirectPay is free to download, with no in-app purchases.

### Is Instantpay free?

Instantpay is free to download, with no in-app purchases.

### Which has better reviews, DirectPay or Instantpay?

Instantpay is rated higher. DirectPay averages 1.0 out of 5 from 2 ratings, while Instantpay averages 1.1 from 19 ratings.

### Do DirectPay or Instantpay have ads?

Neither DirectPay nor Instantpay shows ads.

### Which is updated more often, DirectPay or Instantpay?

DirectPay ships an update every 2 months, and Instantpay monthly. Most recently, DirectPay was updated on September 29, 2026 and Instantpay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*