# HSBC Malaysia vs AffinAlwaysX

The clearest difference is rating: HSBC Malaysia at 4.8 against AffinAlwaysX's 2.6. HSBC Malaysia also leads on ratings volume (1.1K vs 5). AffinAlwaysX's advantage is update cadence (every 9 days vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HSBC Malaysia holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: HSBC Malaysia has 1.1K ratings behind it against 5, so its average is the more settled of the two. Written reviews split almost evenly too, at 49% and 48% positive.

HSBC Malaysia ships an update monthly, AffinAlwaysX every 9 days. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | HSBC Malaysia | AffinAlwaysX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.1K ratings)](https://appshunter.io/ios/app/hsbc-malaysia/id1437876264/reviews)** | [2.6 (5 ratings)](https://appshunter.io/ios/app/affinalwaysx/id6736671432/reviews) |
| Number of ratings | **1.1K** | 5 |
| Positive reviews | **48.5% of reviews** | 48.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | Free | Free |
| Size | 625 MB | 144 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HSBC Global Services UK Limited](https://appshunter.io/developer/1112071557) | [Affin Bank Berhad](https://appshunter.io/developer/1313728643) |

## What reviewers say

### HSBC Malaysia

[App page](https://appshunter.io/ios/app/hsbc-malaysia/id1437876264)

Manage your finances 24/7 with this secure mobile banking app. Access digital wealth solutions, everyday banking features, and credit card management tools. Open accounts, make transfers, pay bills, and track investments all from your phone.

**Highlights:** Digital account opening, Investment account opening, Local and foreign transfers, Bill payments via JomPAY, Credit card management, Digital wealth solutions, Mobile Security Key authentication

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient
- 🔒 Good security

**What reviewers complain about**

- 🐛 Compatibility issues
- 🔍 Limited functionality
- 🔄 Frequent updates required
- 💸 Changes without notification

**Reported bugs**

- Login screen issues
- App crashes
- Transfer errors

**Requested features**

- Ability to add new payees
- Interbank transfer functionality
- Replication of website features


### AffinAlwaysX

[App page](https://appshunter.io/ios/app/affinalwaysx/id6736671432)

This banking app offers a streamlined and enhanced user journey for managing finances. It features intuitive navigation, QR payments, quick access to essential functions, and secure authorization for all transactions.

**Highlights:** Streamlined user interface, QR code payments and receipts, Quick access to frequent features, One-tap transaction authorization, Account balance and history review, Instant fund transfers and bill payments

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and smooth
- 💡 Convenient features like QR payment
- 🔒 Secure and reliable
- 📱 User-friendly app design

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Login and account reactivation issues
- ⚠️ Unreliable transactions and statements
- 🔧 Compatibility problems with older devices

**Reported bugs**

- App crashing when entering password
- Stuck on 'Update Now' screen with no update available
- Unable to log in or transfer money due to system errors

**Requested features**

- Increase daily transaction limit
- Add available credit limit and pending transactions view
- Improve notification system
- Separate notification and logout icons


## Frequently asked questions

### Is HSBC Malaysia free?

HSBC Malaysia is free to download, with no in-app purchases.

### Is AffinAlwaysX free?

AffinAlwaysX is free to download, with no in-app purchases.

### Which has better reviews, HSBC Malaysia or AffinAlwaysX?

HSBC Malaysia is rated higher. HSBC Malaysia averages 4.8 out of 5 from 1.1K ratings, while AffinAlwaysX averages 2.6 from 5 ratings.

### Do HSBC Malaysia or AffinAlwaysX have ads?

Neither HSBC Malaysia nor AffinAlwaysX shows ads.

### Which is updated more often, HSBC Malaysia or AffinAlwaysX?

HSBC Malaysia ships an update monthly, and AffinAlwaysX every 9 days. Most recently, HSBC Malaysia was updated on October 31, 2026 and AffinAlwaysX on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*