# ЦБ онлайн vs Payberry

The clearest difference is rating: Payberry at 4.3 against ЦБ онлайн's 2.0. Payberry also leads on iOS requirement (8.0 vs 17.0). ЦБ онлайн's advantage is review sentiment (38% vs 27%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payberry holds the better App Store score, 4.3 against 2.0. Both are backed by a comparable volume of ratings — 8 and 6 respectively. Written reviews complicate that: 38% of ЦБ онлайн's written reviews are positive against 27% of Payberry's, so the app with the better star average is not the one people write more warmly about.

ЦБ онлайн ships an update every 2 months, Payberry every 6 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | ЦБ онлайн | Payberry |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (8 ratings)](https://appshunter.io/ios/app/id1438012805/reviews) | **[4.3 (6 ratings)](https://appshunter.io/ios/app/payberry/id1464504977/reviews)** |
| Number of ratings | **8** | 6 |
| Positive reviews | **37.5% of reviews** | 26.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 weeks** |
| Monetization | Free | Free |
| Size | 186 MB | 83 MB |
| Requires iOS | 17.0 | **8.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Банк России](https://appshunter.io/developer/1387816410) | [PEIBERRI GLOBAL, OOO](https://appshunter.io/developer/1504036142) |

## What reviewers say

### ЦБ онлайн

[App page](https://appshunter.io/ios/app/id1438012805)

This app assists users with financial services by providing online answers to financial questions, verifying financial organization licenses, and identifying companies with illegal market activity. It also offers financial market data and articles.

**Highlights:** Online financial question answering, Verify financial organization licenses, Identify illegal market activity companies, Financial market calculators, Track financial market indicators, Read financial articles

**Features:** Vision Pro support

**In-app purchases:** none


### Payberry

[App page](https://appshunter.io/ios/app/payberry/id1464504977)

Easily top up mobile phones, transit cards, and accounts for games and social networks. Pay for over 3000 services like internet, utilities, and education using any bank card or via SBP. Track payment history for bills, taxes, and fines in one convenient place.

**Highlights:** Mobile and transit card top-ups, Game and social network account payments, Pay over 3000 federal and regional services, Payment via bank card or SBP, Internet provider account management, Payment history and details tracking

**In-app purchases:** none


## Frequently asked questions

### Is ЦБ онлайн free?

ЦБ онлайн is free to download, with no in-app purchases.

### Is Payberry free?

Payberry is free to download, with no in-app purchases.

### Which has better reviews, ЦБ онлайн or Payberry?

Payberry is rated higher. ЦБ онлайн averages 2.0 out of 5 from 8 ratings, while Payberry averages 4.3 from 6 ratings.

### Do ЦБ онлайн or Payberry have ads?

Neither ЦБ онлайн nor Payberry shows ads.

### Which is updated more often, ЦБ онлайн or Payberry?

ЦБ онлайн ships an update every 2 months, and Payberry every 6 weeks. Most recently, ЦБ онлайн was updated on October 29, 2026 and Payberry on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*