# ЦБ онлайн vs Карма от Скоринг Бюро

The clearest difference is review sentiment: Карма от Скоринг Бюро at 59% against ЦБ онлайн's 38%. Карма от Скоринг Бюро also leads on update cadence (fortnightly vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ЦБ онлайн ships an update every 2 months, Карма от Скоринг Бюро fortnightly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | ЦБ онлайн | Карма от Скоринг Бюро |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.1 (7 ratings)](https://appshunter.io/ios/app/id1438012805/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 37.5% of reviews | **59.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 186 MB | 63 MB |
| Requires iOS | **17.0** | 17.4 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Банк России](https://appshunter.io/developer/1387816410) | [BCH SB LLC](https://appshunter.io/developer/1684204842) |

## What reviewers say

### ЦБ онлайн

[App page](https://appshunter.io/ios/app/id1438012805)

This app assists users with financial services by providing online answers to financial questions, verifying financial organization licenses, and identifying companies with illegal market activity. It also offers financial market data and articles.

**Highlights:** Online financial question answering, Verify financial organization licenses, Identify illegal market activity companies, Financial market calculators, Track financial market indicators, Read financial articles

**Features:** Vision Pro support

**In-app purchases:** none


### Карма от Скоринг Бюро

[App page](https://appshunter.io/ios/app/id6448271190)

Assess your financial health with a tracker that evaluates your financial discipline over the past three years. Understand how banks view you, compare your score, and access your credit report and rating. Receive personalized recommendations to improve your financial situation.

**Highlights:** Financial health index, Factors influencing score, Improvement recommendations, Credit report and history, Credit rating and dynamics, Data security and encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is ЦБ онлайн free?

ЦБ онлайн is free to download, with no in-app purchases.

### Is Карма от Скоринг Бюро free?

Карма от Скоринг Бюро is free to download, with no in-app purchases.

### Do ЦБ онлайн or Карма от Скоринг Бюро have ads?

Neither ЦБ онлайн nor Карма от Скоринг Бюро shows ads.

### Which is updated more often, ЦБ онлайн or Карма от Скоринг Бюро?

ЦБ онлайн ships an update every 2 months, and Карма от Скоринг Бюро fortnightly. Most recently, ЦБ онлайн was updated on October 26, 2026 and Карма от Скоринг Бюро on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*