# Money'S vs SpendWave Expense tracker App

The clearest difference is ads: SpendWave Expense tracker App at none against Money'S's shown. SpendWave Expense tracker App also leads on update cadence (fortnightly vs every 2 months) and ratings volume (9 vs 3). Money'S's advantage is iOS requirement (15.6 vs 17.6). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Money'S sells 1 one-off in-app purchase and SpendWave Expense tracker App sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Money'S against 4.8 for SpendWave Expense tracker App. Both are backed by a comparable volume of ratings — 3 and 9 respectively.

Money'S ships an update every 2 months, SpendWave Expense tracker App fortnightly. The most recent releases landed on June 4, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Money'S | SpendWave Expense tracker App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3 ratings)](https://appshunter.io/ios/app/moneys/id1438037527/reviews) | **[4.8 (9 ratings)](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735/reviews)** |
| Number of ratings | 3 | **9** |
| Positive reviews | — | 66.7% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 25 MB | 19 MB |
| Requires iOS | **15.6** | 17.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Enes Akkus](https://appshunter.io/developer/1416782412) | [Robin Guido Schmidt](https://appshunter.io/developer/1571959440) |

## What reviewers say

### Money'S

[App page](https://appshunter.io/ios/app/moneys/id1438037527)

Easily track your income and expenses to understand your spending habits and manage your finances. This tool helps you monitor your daily spending limits and remaining balance, providing clarity on your financial flow.

**Highlights:** Income and expense tracking, Daily spending limit monitoring, Balance calculation, Regular income input, Simple transaction logging

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $0.99 | one-time |


### SpendWave Expense tracker App

[App page](https://appshunter.io/ios/app/spendwave-expense-tracker-app/id6463366735)

Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.

**Highlights:** Multiple accounts and currencies, Quick transaction recording, Financial calendar overview, Customizable spending categories, Savings goal tracking, Detailed financial analysis, Data encryption for security

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendWave+ Monthly | $0.99 | per month |
| SpendWave+ Monthly | $1.99 | per month |
| SpendWave+ Yearly | $14.99 | per year |
| SpendWave+ one-time purchase | $29.99 | one-time |


## Frequently asked questions

### Is Money'S free?

Money'S is free to download, with in-app purchases available.

### Is SpendWave Expense tracker App free?

SpendWave Expense tracker App is free to download, with in-app purchases available.

### Which has better reviews, Money'S or SpendWave Expense tracker App?

SpendWave Expense tracker App is rated higher. Money'S averages 4.7 out of 5 from 3 ratings, while SpendWave Expense tracker App averages 4.8 from 9 ratings.

### Do Money'S or SpendWave Expense tracker App have ads?

Money'S shows ads; SpendWave Expense tracker App does not.

### Which is updated more often, Money'S or SpendWave Expense tracker App?

Money'S ships an update every 2 months, and SpendWave Expense tracker App fortnightly. Most recently, Money'S was updated on June 4, 2026 and SpendWave Expense tracker App on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*