# FONDEA | Personal vs Vexi

FONDEA | Personal and Vexi both sit at 4.7 stars, but that hides the real split: 71% of FONDEA | Personal's written reviews are positive against 45% of Vexi's. Vexi's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 17.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for FONDEA | Personal against 4.8 for Vexi. Both are backed by a comparable volume of ratings — 411 and 369 respectively. Written reviews are what separate them: 71% of FONDEA | Personal's written reviews are positive against 45% of Vexi's.

FONDEA | Personal ships an update every 2 weeks, Vexi every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | FONDEA | Personal | Vexi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (411 ratings)](https://appshunter.io/ios/app/fondea-personal/id1438141144/reviews) | **[4.8 (369 ratings)](https://appshunter.io/ios/app/vexi/id1582471203/reviews)** |
| Number of ratings | **411** | 369 |
| Positive reviews | **70.6% of reviews** | 45.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 188 MB | 77 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Fondeadora 2.0 SAPI de CV](https://appshunter.io/developer/1438141143) | [GRIBMA SAPI DE CV](https://appshunter.io/developer/1582471205) |

## What reviewers say

### FONDEA | Personal

[App page](https://appshunter.io/ios/app/fondea-personal/id1438141144)

Open a digital account in minutes with just your ID. Enjoy a virtual card for online purchases and subscriptions, with the option to request a physical card. Send and receive money instantly, 24/7, with no fees. Organize savings for special goals and earn annual returns on your deposited funds.

**Highlights:** Digital account opening, Virtual and physical cards, Instant money transfers, Personalized savings goals, Earned interest on savings, Apple Pay integration

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and quick transfers
- 💳 Excellent for international purchases and USD transactions
- 👍 User-friendly and beautiful app design
- ⚡ Quick and responsive customer support
- 🌍 Works well for users abroad (Canada, USA, etc.)

**What reviewers complain about**

- 🐢 App is slow and takes too long to load
- 🔐 Frequent unexpected logouts
- 💳 High commission fees for physical card requests
- ⚠️ Account balance capped at 20,000 pesos
- 🚫 Limited deposit methods (SPEI only)

**Reported bugs**

- App logs out unexpectedly and won't log back in
- Blank/white screens when accessing account
- Transfers show as completed but don't deposit
- Slow transaction loading on iOS 16
- ID recognition software fails to scan documents

**Requested features**

- Virtual cards (create/edit anytime)
- Cash deposits at convenience stores (OXXO, Farmacia Guadalajara)
- Apple Pay integration
- Increased monthly spending limits
- Ability to pay bills and make recharges


### Vexi

[App page](https://appshunter.io/ios/app/vexi/id1582471203)

Manage your credit card securely from one place. Earn cashback and rewards on purchases, refer friends for bonuses, and access flexible payment plans. Build a solid financial future with no annual fees and great benefits.

**Highlights:** Cashback and promotions on purchases, Referral program for bonuses, Interest-free installment plans, Credit line increase requests, Digital card access for online shopping, Biometric and AI-powered security, Real-time transaction monitoring

**In-app purchases:** none


## Frequently asked questions

### Is FONDEA | Personal free?

FONDEA | Personal is free to download, with no in-app purchases.

### Is Vexi free?

Vexi is free to download, with no in-app purchases.

### Which has better reviews, FONDEA | Personal or Vexi?

Vexi is rated higher. FONDEA | Personal averages 4.7 out of 5 from 411 ratings, while Vexi averages 4.8 from 369 ratings.

### Do FONDEA | Personal or Vexi have ads?

Neither FONDEA | Personal nor Vexi shows ads.

### Which is updated more often, FONDEA | Personal or Vexi?

FONDEA | Personal ships an update every 2 weeks, and Vexi every 3 weeks. Most recently, FONDEA | Personal was updated on November 6, 2026 and Vexi on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*