# FONDEA | Personal vs Mifel

The clearest difference is review sentiment: FONDEA | Personal at 71% against Mifel's 25%. FONDEA | Personal also leads on rating (4.7 vs 4.3) and ratings volume (411 vs 6). Mifel's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FONDEA | Personal holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: FONDEA | Personal has 411 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 71% of FONDEA | Personal's written reviews are positive against 25% of Mifel's.

FONDEA | Personal ships an update every 2 weeks, Mifel every 3 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | FONDEA | Personal | Mifel |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (411 ratings)](https://appshunter.io/ios/app/fondea-personal/id1438141144/reviews)** | [4.3 (6 ratings)](https://appshunter.io/ios/app/mifel/id6448060554/reviews) |
| Number of ratings | **411** | 6 |
| Positive reviews | **70.6% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 188 MB | 82 MB |
| Requires iOS | 17.6 | **16.0** |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Fondeadora 2.0 SAPI de CV](https://appshunter.io/developer/1438141143) | [Banca Mifel, S.A., Institucion de Banca Multiple, Grupo Financiero Mifel](https://appshunter.io/developer/611558623) |

## What reviewers say

### FONDEA | Personal

[App page](https://appshunter.io/ios/app/fondea-personal/id1438141144)

Open a digital account in minutes with just your ID. Enjoy a virtual card for online purchases and subscriptions, with the option to request a physical card. Send and receive money instantly, 24/7, with no fees. Organize savings for special goals and earn annual returns on your deposited funds.

**Highlights:** Digital account opening, Virtual and physical cards, Instant money transfers, Personalized savings goals, Earned interest on savings, Apple Pay integration

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and quick transfers
- 💳 Excellent for international purchases and USD transactions
- 👍 User-friendly and beautiful app design
- ⚡ Quick and responsive customer support
- 🌍 Works well for users abroad (Canada, USA, etc.)

**What reviewers complain about**

- 🐢 App is slow and takes too long to load
- 🔐 Frequent unexpected logouts
- 💳 High commission fees for physical card requests
- ⚠️ Account balance capped at 20,000 pesos
- 🚫 Limited deposit methods (SPEI only)

**Reported bugs**

- App logs out unexpectedly and won't log back in
- Blank/white screens when accessing account
- Transfers show as completed but don't deposit
- Slow transaction loading on iOS 16
- ID recognition software fails to scan documents

**Requested features**

- Virtual cards (create/edit anytime)
- Cash deposits at convenience stores (OXXO, Farmacia Guadalajara)
- Apple Pay integration
- Increased monthly spending limits
- Ability to pay bills and make recharges


### Mifel

[App page](https://appshunter.io/ios/app/mifel/id6448060554)

Manage your finances, open accounts, and make secure transactions from your mobile device. Enjoy features like virtual cards for online purchases, budget control, savings goals, and investment options. Easily locate branches and ATMs, and pay bills without commission.

**Highlights:** Open accounts from your phone, Virtual cards for secure online shopping, Budget control and savings goals, Investment options, Bill payments without commission, SPEI and DiMo transfers, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FONDEA | Personal free?

FONDEA | Personal is free to download, with no in-app purchases.

### Is Mifel free?

Mifel is free to download, with no in-app purchases.

### Which has better reviews, FONDEA | Personal or Mifel?

FONDEA | Personal is rated higher. FONDEA | Personal averages 4.7 out of 5 from 411 ratings, while Mifel averages 4.3 from 6 ratings.

### Do FONDEA | Personal or Mifel have ads?

Neither FONDEA | Personal nor Mifel shows ads.

### Which is updated more often, FONDEA | Personal or Mifel?

FONDEA | Personal ships an update every 2 weeks, and Mifel every 3 weeks. Most recently, FONDEA | Personal was updated on October 14, 2026 and Mifel on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*