# FDL Mobile vs Sepio Guard

The clearest difference is review sentiment: Sepio Guard at 100% against FDL Mobile's 0%. Sepio Guard also leads on rating (5.0 vs 4.1) and update cadence (every 2 months vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sepio Guard holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews point the same way: 0% of FDL Mobile's written reviews are positive against 100% of Sepio Guard's.

FDL Mobile ships an update every 4 months, Sepio Guard every 2 months. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | FDL Mobile | Sepio Guard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (10 ratings)](https://appshunter.io/ios/app/fdl-mobile/id1438475015/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/sepio-guard/id1457727931/reviews)** |
| Number of ratings | **10** | 6 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 25 MB | 34 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Funeral Directors Life](https://appshunter.io/developer/1438475013) | [Sepio, LLC](https://appshunter.io/developer/1487131642) |

## What reviewers say

### FDL Mobile

[App page](https://appshunter.io/ios/app/fdl-mobile/id1438475015)

This business app allows policyholders to view their policy information on the go. Funeral homes and sales professionals can upload documents, process claims, and access customer data. It also features an updated rate calculator for instant rate retrieval.

**Highlights:** View policy information, Upload documents, Process claims, Access customer data, Rate calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sepio Guard

[App page](https://appshunter.io/ios/app/sepio-guard/id1457727931)

This business application streamlines processes by eliminating the need for paperwork. Its intuitive design ensures ease of use for all technical skill levels, offering a paperless workflow for various tasks.

**Highlights:** Intuitive and clear design, Paperless workflow, Easy form flow, No mess, Streamlined processes

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FDL Mobile free?

FDL Mobile is free to download, with no in-app purchases.

### Is Sepio Guard free?

Sepio Guard is free to download, with no in-app purchases.

### Which has better reviews, FDL Mobile or Sepio Guard?

Sepio Guard is rated higher. FDL Mobile averages 4.1 out of 5 from 10 ratings, while Sepio Guard averages 5.0 from 6 ratings.

### Do FDL Mobile or Sepio Guard have ads?

Neither FDL Mobile nor Sepio Guard shows ads.

### Which is updated more often, FDL Mobile or Sepio Guard?

FDL Mobile ships an update every 4 months, and Sepio Guard every 2 months. Most recently, FDL Mobile was updated on October 24, 2026 and Sepio Guard on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*