# FDL Mobile vs Sepio Guard Plus

The clearest difference is review sentiment: Sepio Guard Plus at 100% against FDL Mobile's 0%. Sepio Guard Plus also leads on rating (5.0 vs 4.4). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sepio Guard Plus holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 9 and 5 respectively. Written reviews point the same way: 0% of FDL Mobile's written reviews are positive against 100% of Sepio Guard Plus's.

FDL Mobile ships an update every 4 months, Sepio Guard Plus every 3 months. The most recent releases landed on August 26, 2026 and August 17, 2026 respectively.

## The numbers

| Metric | FDL Mobile | Sepio Guard Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (9 ratings)](https://appshunter.io/ios/app/fdl-mobile/id1438475015/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/sepio-guard-plus/id1544713026/reviews)** |
| Number of ratings | **9** | 5 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 25 MB | 34 MB |
| Requires iOS | **13.0** | 13.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Funeral Directors Life](https://appshunter.io/developer/1438475013) | [Sepio, LLC](https://appshunter.io/developer/1487131642) |

## What reviewers say

### FDL Mobile

[App page](https://appshunter.io/ios/app/fdl-mobile/id1438475015)

This business app allows policyholders to view their policy information on the go. Funeral homes and sales professionals can upload documents, process claims, and access customer data. It also features an updated rate calculator for instant rate retrieval.

**Highlights:** View policy information, Upload documents, Process claims, Access customer data, Rate calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sepio Guard Plus

[App page](https://appshunter.io/ios/app/sepio-guard-plus/id1544713026)

This app enhances your security and peace of mind when you're away from home. It offers advanced tools and resources for an improved user experience, building upon existing features.

**Highlights:** Enhanced user experience, Additional tools and resources, Builds on original Guard features, Away from home assurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FDL Mobile free?

FDL Mobile is free to download, with no in-app purchases.

### Is Sepio Guard Plus free?

Sepio Guard Plus is free to download, with no in-app purchases.

### Which has better reviews, FDL Mobile or Sepio Guard Plus?

Sepio Guard Plus is rated higher. FDL Mobile averages 4.4 out of 5 from 9 ratings, while Sepio Guard Plus averages 5.0 from 5 ratings.

### Do FDL Mobile or Sepio Guard Plus have ads?

Neither FDL Mobile nor Sepio Guard Plus shows ads.

### Which is updated more often, FDL Mobile or Sepio Guard Plus?

FDL Mobile ships an update every 4 months, and Sepio Guard Plus every 3 months. Most recently, FDL Mobile was updated on August 26, 2026 and Sepio Guard Plus on August 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*