# ICIC APP vs CAKE

The clearest difference is update cadence: CAKE at weekly against ICIC APP's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ICIC APP ships an update every 2 months, CAKE weekly. The most recent releases landed on October 8, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | ICIC APP | CAKE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (597 ratings)](https://appshunter.io/ios/app/cake-digital-banking/id1551907051/reviews)** |
| Number of ratings | — | **597** |
| Positive reviews | — | 21.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | — | Free |
| Size | 20 MB | 364 MB |
| Requires iOS | 13.4 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [ICIC APP](https://appshunter.io/developer/1438549211) | [VIETNAM PROSPERITY JOINT STOCK COMMERCIAL BANK](https://appshunter.io/developer/680504034) |

## What reviewers say

### ICIC APP

[App page](https://appshunter.io/ios/app/icic-app/id1438549212)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### CAKE

[App page](https://appshunter.io/ios/app/cake-digital-banking/id1551907051)

This digital bank offers a full suite of financial services, including accounts, cards, loans, and savings, powered by AI for enhanced customer experience. It prioritizes security and financial inclusion with a 100% online onboarding process and free lifetime services.

**Highlights:** 100% online account registration, AI-enhanced banking operations, Free lifetime banking services, Debit and credit card issuance, Term deposits with attractive rates, Consumer loans, Utility payments

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast loan disbursement
- 👍 Easy and quick registration
- 👍 Good for emergencies
- 👍 High interest rates for savings
- 👍 Free interbank transfers

**What reviewers complain about**

- ⚠️ High fees and charges
- ⚠️ Deceptive practices
- ⚠️ Poor customer service
- ⚠️ Difficult verification process
- ⚠️ App crashes and freezes

**Reported bugs**

- App crashes on startup (iOS)
- App freezes and closes after opening
- White screen when trying to access loan application
- Unable to withdraw money
- Account locked without explanation

**Requested features**

- Add VNeID authentication for CCCD
- Restore old PIN entry interface
- Display balance in transaction history
- Improve face recognition for verification
- More flexible phone number change process


## Frequently asked questions

### Is ICIC APP free?

ICIC APP is free to download, with no in-app purchases.

### Is CAKE free?

CAKE is free to download, with no in-app purchases.

### Do ICIC APP or CAKE have ads?

Neither ICIC APP nor CAKE shows ads.

### Which is updated more often, ICIC APP or CAKE?

ICIC APP ships an update every 2 months, and CAKE weekly. Most recently, ICIC APP was updated on October 8, 2026 and CAKE on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*