# WavePay vs AYA PAY Wallet

The clearest difference is ads: AYA PAY Wallet at none against WavePay's shown. AYA PAY Wallet also leads on review sentiment (52% vs 18%) and rating (4.3 vs 3.8). WavePay's advantage is ratings volume (1.9K vs 517) and iOS requirement (13.0 vs 15.1). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AYA PAY Wallet holds the better App Store score, 4.3 against 3.8. Both are backed by a comparable volume of ratings — 1.9K and 517 respectively. Written reviews point the same way: 18% of WavePay's written reviews are positive against 52% of AYA PAY Wallet's.

WavePay ships an update every 3 months, AYA PAY Wallet monthly. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | WavePay | AYA PAY Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (1.9K ratings)](https://appshunter.io/ios/app/wavepay/id1439175549/reviews) | **[4.3 (517 ratings)](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756/reviews)** |
| Number of ratings | **1.9K** | 517 |
| Positive reviews | 17.8% of reviews | **51.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Ad-supported | **Free** |
| Size | 171 MB | 124 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wave Money](https://appshunter.io/developer/1234535228) | [AYA Bank](https://appshunter.io/developer/1356605410) |

## What reviewers say

### WavePay

[App page](https://appshunter.io/ios/app/wavepay/id1439175549)

This mobile financial service facilitates secure and convenient digital payments. Users can send money, pay bills, top up mobile credit, and make purchases using QR codes. It offers cash-in/cash-out services through a vast agent network and links to bank accounts or cards.

**Highlights:** Send money via mobile number, Scan QR code for instant payments, Mobile top-ups and pack purchases, Bill payments (internet, insurance, loans), Link bank accounts and MPU cards, Cash-in/cash-out at agent shops, Secure transactions with PIN and secret code

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure payment system
- 👍 Colorful and user-friendly UI
- 💡 Device authorization feature

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Difficult account recovery process
- 👎 Poor customer service
- 💰 Deduction of remaining balance

**Reported bugs**

- App not supported on jailbroken/rooted devices
- Incompatibility issues with newer iOS versions
- Myanmar keyboard not working after updates

**Requested features**

- Allow NRC number for device authorization
- Integrate with popular banks and services
- Implement biometric login options
- Improve transaction history and balance tracking


### AYA PAY Wallet

[App page](https://appshunter.io/ios/app/aya-pay-wallet/id1485836756)

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

**Highlights:** Mobile top-up for 5 networks, Cash in/out at agents and ATMs, Wallet to Wallet transfers, Bill payments, QR code payments, Transaction history

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast transactions
- 🔒 Secure transactions
- 💎 Points for exchange
- 📱 User-friendly interface

**What reviewers complain about**

- 🐛 App crashes after update
- 🐛 App not working on iOS
- 🐛 Cannot click anything in app
- 🐛 Blank screen for transfers
- 🐛 Money gone but not received

**Reported bugs**

- App crashes after updating v3.3.4
- Cannot click anything in app after entering
- Bank to wallet and wallet to bank transfers not working (blank screen)
- Cash in from bank to wallet fails, money lost
- App logs out and remaining balance shows 0

**Requested features**

- Add more options to level up account (e.g., Student ID)
- Allow choice for update alerts (later or update)
- Add Travel and Shopping features


## Frequently asked questions

### Is WavePay free?

WavePay is free to download, with no in-app purchases.

### Is AYA PAY Wallet free?

AYA PAY Wallet is free to download, with no in-app purchases.

### Which has better reviews, WavePay or AYA PAY Wallet?

AYA PAY Wallet is rated higher. WavePay averages 3.8 out of 5 from 1.9K ratings, while AYA PAY Wallet averages 4.3 from 517 ratings.

### Do WavePay or AYA PAY Wallet have ads?

WavePay shows ads; AYA PAY Wallet does not.

### Which is updated more often, WavePay or AYA PAY Wallet?

WavePay ships an update every 3 months, and AYA PAY Wallet monthly. Most recently, WavePay was updated on November 6, 2026 and AYA PAY Wallet on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*