# WavePay vs uabpay

The clearest difference is ads: uabpay at none against WavePay's shown. uabpay also leads on review sentiment (44% vs 17%) and monetization model (free vs free with in-app purchases). WavePay's advantage is ratings volume (1.8K vs 161) and iOS requirement (13.0 vs 15.0). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.8 for WavePay against 3.7 for uabpay. That said, the two scores are not equally well evidenced: WavePay has 1.8K ratings behind it against 161, so its average is the more settled of the two. Written reviews are what separate them: 17% of WavePay's written reviews are positive against 44% of uabpay's.

WavePay ships an update every 2 months, uabpay fortnightly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | WavePay | uabpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (1.8K ratings)](https://appshunter.io/ios/app/wavepay/id1439175549/reviews)** | [3.7 (161 ratings)](https://appshunter.io/ios/app/uabpay/id1496595220/reviews) |
| Number of ratings | **1.8K** | 161 |
| Positive reviews | 17.2% of reviews | **44.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 135 MB | 127 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Wave Money](https://appshunter.io/developer/1234535228) | [UAB Bank Limited](https://appshunter.io/developer/1406305742) |

## What reviewers say

### WavePay

[App page](https://appshunter.io/ios/app/wavepay/id1439175549)

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

**Highlights:** Send money via mobile number, Scan QR codes for instant payments, Mobile top-ups and pack purchases, Pay bills (internet, solar, insurance, loans), Link bank accounts and MPU cards, Secure transactions with PIN and secret code, Cash-in/Cash-out via agent shops

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure payment system
- 👍 Colorful and user-friendly UI
- 💡 Device authorization feature

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Difficult account recovery process
- 👎 Poor customer service
- 💰 Deduction of remaining balance

**Reported bugs**

- App not supported on jailbroken/rooted devices
- Incompatibility issues with newer iOS versions
- Myanmar keyboard not working after updates

**Requested features**

- Allow NRC number for device authorization
- Integrate with popular banks and services
- Implement biometric login options
- Improve transaction history and balance tracking


### uabpay

[App page](https://appshunter.io/ios/app/uabpay/id1496595220)

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

**Highlights:** Fund Transfer, Cash-in/Cash-out, Bills Payment, Scan and Pay, Mobile Top-up, Online Shopping, Card Services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WavePay free?

WavePay is free to download, with no in-app purchases.

### Is uabpay free?

uabpay is free to download, with no in-app purchases.

### Which has better reviews, WavePay or uabpay?

WavePay is rated higher. WavePay averages 3.8 out of 5 from 1.8K ratings, while uabpay averages 3.7 from 161 ratings.

### Do WavePay or uabpay have ads?

WavePay shows ads; uabpay does not.

### Which is updated more often, WavePay or uabpay?

WavePay ships an update every 2 months, and uabpay fortnightly. Most recently, WavePay was updated on September 23, 2026 and uabpay on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*