# WavePay vs Money+ Manager

The clearest difference is rating: WavePay at 3.8 against Money+ Manager's 1.0. WavePay also leads on ratings volume (1.9K vs 1). Money+ Manager's advantage is ads (none vs shown) and update cadence (every 2 days vs every 3 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WavePay holds the better App Store score, 3.8 against 1.0. That said, the two scores are not equally well evidenced: WavePay has 1.9K ratings behind it against 1, so its average is the more settled of the two.

WavePay ships an update every 3 months, Money+ Manager every 2 days. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | WavePay | Money+ Manager |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (1.9K ratings)](https://appshunter.io/ios/app/wavepay/id1439175549/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/money-plus-manager/id6467107419/reviews) |
| Number of ratings | **1.9K** | 1 |
| Positive reviews | 17.8% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 171 MB | 60 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Wave Money](https://appshunter.io/developer/1234535228) | [Hoang Khuat](https://appshunter.io/developer/1708198937) |

## What reviewers say

### WavePay

[App page](https://appshunter.io/ios/app/wavepay/id1439175549)

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

**Highlights:** Send money via mobile number, Scan QR codes for instant payments, Mobile top-ups and pack purchases, Pay bills (internet, solar, insurance, loans), Link bank accounts and MPU cards, Secure transactions with PIN and secret code, Cash-in/Cash-out via agent shops

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 🔒 Secure payment system
- 👍 Colorful and user-friendly UI
- 💡 Device authorization feature

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Difficult account recovery process
- 👎 Poor customer service
- 💰 Deduction of remaining balance

**Reported bugs**

- App not supported on jailbroken/rooted devices
- Incompatibility issues with newer iOS versions
- Myanmar keyboard not working after updates

**Requested features**

- Allow NRC number for device authorization
- Integrate with popular banks and services
- Implement biometric login options
- Improve transaction history and balance tracking


### Money+ Manager

[App page](https://appshunter.io/ios/app/money-plus-manager/id6467107419)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is WavePay free?

WavePay is free to download, with no in-app purchases.

### Is Money+ Manager free?

Money+ Manager is free to download, with no in-app purchases.

### Which has better reviews, WavePay or Money+ Manager?

WavePay is rated higher. WavePay averages 3.8 out of 5 from 1.9K ratings, while Money+ Manager averages 1.0 from 1 ratings.

### Do WavePay or Money+ Manager have ads?

WavePay shows ads; Money+ Manager does not.

### Which is updated more often, WavePay or Money+ Manager?

WavePay ships an update every 3 months, and Money+ Manager every 2 days. Most recently, WavePay was updated on October 26, 2026 and Money+ Manager on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*