# Element vs WVFCU

The clearest difference is rating: WVFCU at 4.5 against Element's 4.1. WVFCU also leads on review sentiment (13% vs 0%) and monetization model (free vs ad-supported). Element's advantage is update cadence (every 3 weeks vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

WVFCU holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 9 and 4 respectively. Written reviews point the same way: 0% of Element's written reviews are positive against 13% of WVFCU's.

Element ships an update every 3 weeks, WVFCU every 4 months. The most recent releases landed on September 14, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Element | WVFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (9 ratings)](https://appshunter.io/ios/app/element-mobile-banking/id1439189771/reviews) | **[4.5 (4 ratings)](https://appshunter.io/ios/app/wvfcu/id1454265086/reviews)** |
| Number of ratings | **9** | 4 |
| Positive reviews | 0.0% of reviews | **12.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 86 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Element FCU - Biz Banking](https://appshunter.io/developer/1439189590) | [West Virginia Federal Credit Union](https://appshunter.io/developer/950723029) |

## What reviewers say

### Element

[App page](https://appshunter.io/ios/app/element-mobile-banking/id1439189771)

Access your accounts conveniently with mobile check deposit, branch information, and contact details. Manage your finances on the go with secure mobile banking features.

**Highlights:** Mobile check deposit, Account access, Branch information, Contact details, Secure mobile banking

**Features:** Vision Pro support

**In-app purchases:** none


### WVFCU

[App page](https://appshunter.io/ios/app/wvfcu/id1454265086)

Manage your finances conveniently with this mobile banking app. Check balances, view transaction history, transfer funds, pay bills, and deposit checks from your device. Find ATM locations and set account alerts for better financial management.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills and loans, Deposit checks remotely, Find ATM locations, Set account alerts

**In-app purchases:** none


## Frequently asked questions

### Is Element free?

Element is free to download, with no in-app purchases.

### Is WVFCU free?

WVFCU is free to download, with no in-app purchases.

### Which has better reviews, Element or WVFCU?

WVFCU is rated higher. Element averages 4.1 out of 5 from 9 ratings, while WVFCU averages 4.5 from 4 ratings.

### Do Element or WVFCU have ads?

Neither Element nor WVFCU shows ads.

### Which is updated more often, Element or WVFCU?

Element ships an update every 3 weeks, and WVFCU every 4 months. Most recently, Element was updated on September 14, 2026 and WVFCU on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*