# Element vs Metro Bank Authenticator

The clearest difference is update cadence: Element at every 3 weeks against Metro Bank Authenticator's every 12 months. Metro Bank Authenticator's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 17.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Element ships an update every 3 weeks, Metro Bank Authenticator every 12 months. The most recent releases landed on September 14, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Element | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (9 ratings)](https://appshunter.io/ios/app/element-mobile-banking/id1439189771/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 12 months |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 12 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Element FCU - Biz Banking](https://appshunter.io/developer/1439189590) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### Element

[App page](https://appshunter.io/ios/app/element-mobile-banking/id1439189771)

Access your accounts conveniently with mobile check deposit, branch information, and contact details. Manage your finances on the go with secure mobile banking features.

**Highlights:** Mobile check deposit, Account access, Branch information, Contact details, Secure mobile banking

**Features:** Vision Pro support

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Element free?

Element is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do Element or Metro Bank Authenticator have ads?

Neither Element nor Metro Bank Authenticator shows ads.

### Which is updated more often, Element or Metro Bank Authenticator?

Element ships an update every 3 weeks, and Metro Bank Authenticator every 12 months. Most recently, Element was updated on September 14, 2026 and Metro Bank Authenticator on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*