# Element vs Payment Labs

The clearest difference is review sentiment: Payment Labs at 100% against Element's 0%. Payment Labs also leads on rating (5.0 vs 4.1) and monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payment Labs holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 9 and 4 respectively. Written reviews point the same way: 0% of Element's written reviews are positive against 100% of Payment Labs's.

## The numbers

| Metric | Element | Payment Labs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (9 ratings)](https://appshunter.io/ios/app/element-mobile-banking/id1439189771/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/payment-labs/id6761082419/reviews)** |
| Number of ratings | **9** | 4 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 45 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Element FCU - Biz Banking](https://appshunter.io/developer/1439189590) | [Payment Labs](https://appshunter.io/developer/1887702664) |

## What reviewers say

### Element

[App page](https://appshunter.io/ios/app/element-mobile-banking/id1439189771)

Access your accounts conveniently with mobile check deposit, branch information, and contact details. Manage your finances on the go with secure mobile banking features.

**Highlights:** Mobile check deposit, Account access, Branch information, Contact details, Secure mobile banking

**Features:** Vision Pro support

**In-app purchases:** none


### Payment Labs

[App page](https://appshunter.io/ios/app/payment-labs/id6761082419)

This app allows individuals and businesses to receive payments from organizations and pay associated fees. It provides a centralized platform for managing payment and tax information, tracking transactions, and updating account details.

**Highlights:** Receive prize money and earnings, Pay registration and entry fees, Complete identity verification, Manage payment methods, Track payment status, View transaction history, Access tax documents

**In-app purchases:** none


## Frequently asked questions

### Is Element free?

Element is free to download, with no in-app purchases.

### Is Payment Labs free?

Payment Labs is free to download, with no in-app purchases.

### Which has better reviews, Element or Payment Labs?

Payment Labs is rated higher. Element averages 4.1 out of 5 from 9 ratings, while Payment Labs averages 5.0 from 4 ratings.

### Do Element or Payment Labs have ads?

Neither Element nor Payment Labs shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*