# Aaron's vs Carpay

The clearest difference is rating: Carpay at 4.8 against Aaron's's 3.4. Carpay also leads on review sentiment (46% vs 13%) and ratings volume (4.9K vs 129). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Carpay holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 129, so its average is the more settled of the two. Written reviews point the same way: 13% of Aaron's's written reviews are positive against 46% of Carpay's.

Aaron's ships an update every 6 weeks, Carpay every 5 weeks. The most recent releases landed on September 24, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Aaron's | Carpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (129 ratings)](https://appshunter.io/ios/app/aarons/id1439234123/reviews) | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/carpay/id1440081995/reviews)** |
| Number of ratings | 129 | **4.9K** |
| Positive reviews | 12.9% of reviews | **45.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 16 MB | 33 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Aaron's, LLC](https://appshunter.io/developer/1439234122) | [CarPay, Inc.](https://appshunter.io/developer/1440081994) |

## What reviewers say

### Aaron's

[App page](https://appshunter.io/ios/app/aarons/id1439234123)

Manage your rent-to-own furniture and appliance agreements easily from your mobile device. Access account details, make payments, and set up payment plans. Shop for new items directly through the app.

**Highlights:** Manage payments, Set up EZPay, Check agreement details, Check account status, Shop online

**In-app purchases:** none


### Carpay

[App page](https://appshunter.io/ios/app/carpay/id1440081995)

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

**Highlights:** Make loan payments, Print receipts, Check account balances, Schedule autopay, Enable notifications

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**What reviewers complain about**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness


## Frequently asked questions

### Is Aaron's free?

Aaron's is free to download, with no in-app purchases.

### Is Carpay free?

Carpay is free to download, with no in-app purchases.

### Which has better reviews, Aaron's or Carpay?

Carpay is rated higher. Aaron's averages 3.4 out of 5 from 129 ratings, while Carpay averages 4.8 from 4.9K ratings.

### Do Aaron's or Carpay have ads?

Neither Aaron's nor Carpay shows ads.

### Which is updated more often, Aaron's or Carpay?

Aaron's ships an update every 6 weeks, and Carpay every 5 weeks. Most recently, Aaron's was updated on September 24, 2026 and Carpay on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*