# كاردنت vs MIS Pay

The clearest difference is ads: كاردنت at none against MIS Pay's shown. MIS Pay's advantage is update cadence (every 11 days vs every 2 months) and review sentiment (63% vs 53%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.4 for كاردنت against 4.4 for MIS Pay. Both are backed by a comparable volume of ratings — 89 and 47 respectively. Written reviews are what separate them: 53% of كاردنت's written reviews are positive against 63% of MIS Pay's.

كاردنت ships an update every 2 months, MIS Pay every 11 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | كاردنت | MIS Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (89 ratings)](https://appshunter.io/ios/app/id1439298607/reviews) | **[4.4 (47 ratings)](https://appshunter.io/ios/app/mis-pay/id6443602765/reviews)** |
| Number of ratings | **89** | 47 |
| Positive reviews | 52.9% of reviews | **63.2% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | — | Free with in-app purchases |
| Size | 125 MB | 97 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [DELAL ALYASMEEN TRADING COMPANY](https://appshunter.io/developer/1439298606) | [MIS Forward](https://appshunter.io/developer/1640327273) |

## What reviewers say

### كاردنت

[App page](https://appshunter.io/ios/app/id1439298607)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MIS Pay

[App page](https://appshunter.io/ios/app/mis-pay/id6443602765)

Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.

**Highlights:** Buy now, pay later, Zero interest installments, Transparent payment schedule, Manage purchases and payments, Exclusive partner discounts, Secure and simple to use

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is كاردنت free?

كاردنت is free to download, with no in-app purchases.

### Is MIS Pay free?

MIS Pay is free to download, with no in-app purchases.

### Which has better reviews, كاردنت or MIS Pay?

MIS Pay is rated higher. كاردنت averages 4.4 out of 5 from 89 ratings, while MIS Pay averages 4.4 from 47 ratings.

### Do كاردنت or MIS Pay have ads?

MIS Pay shows ads; كاردنت does not.

### Which is updated more often, كاردنت or MIS Pay?

كاردنت ships an update every 2 months, and MIS Pay every 11 days. Most recently, كاردنت was updated on October 24, 2026 and MIS Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*