# Ongo Merchant++ vs Payed Cash

The clearest difference is update cadence: Payed Cash at every 5 weeks against Ongo Merchant++'s every 8 months. Ongo Merchant++'s advantage is iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ongo Merchant++ ships an update every 8 months, Payed Cash every 5 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Ongo Merchant++ | Payed Cash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (4 ratings)](https://appshunter.io/ios/app/payed-cash/id1475361736/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | **6.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 11 MB | 60 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [India Transact Services Limited](https://appshunter.io/developer/1079422556) | [GETPAYED TECHNOLOGY SOLUTIONS LIMITED](https://appshunter.io/developer/1450090270) |

## What reviewers say

### Ongo Merchant++

[App page](https://appshunter.io/ios/app/ongo-merchant-plus-plus/id1439549052)

Accept card payments, process refunds, and view transaction settlements. Offer cash withdrawal services and manage prepaid loyalty programs. Create custom reward programs and accept payments via QR codes and UPI.

**Highlights:** Card payment acceptance, Transaction voiding, Settlement reporting, Mini ATM cash withdrawal, Prepaid loyalty programs, Custom reward programs, Bharat QR and UPI payments

**Features:** macOS Compatibility

**In-app purchases:** none


### Payed Cash

[App page](https://appshunter.io/ios/app/payed-cash/id1475361736)

This digital payment platform offers a secure and efficient way to manage banking and process transactions for individuals and businesses. It has facilitated over NGN 4 trillion in transactions, making it a trusted financial partner for entrepreneurs.

**Highlights:** All-in-one banking and payments, Reliable and efficient platform, Secure digital payment processing, Caters to individuals and businesses, Facilitated over NGN 4 trillion in transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ongo Merchant++ free?

Ongo Merchant++ is free to download, with no in-app purchases.

### Is Payed Cash free?

Payed Cash is free to download, with no in-app purchases.

### Do Ongo Merchant++ or Payed Cash have ads?

Neither Ongo Merchant++ nor Payed Cash shows ads.

### Which is updated more often, Ongo Merchant++ or Payed Cash?

Ongo Merchant++ ships an update every 8 months, and Payed Cash every 5 weeks. Most recently, Ongo Merchant++ was updated on November 2, 2026 and Payed Cash on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*