# Selfcare HSA vs Lively COBRA

The clearest difference is update cadence: Selfcare HSA at monthly against Lively COBRA's every 7 months. Selfcare HSA also leads on iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Selfcare HSA ships an update monthly, Lively COBRA every 7 months. The most recent releases landed on November 6, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Selfcare HSA | Lively COBRA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/selfcare-hsa/id1439907862/reviews)** | — |
| Number of ratings | **5** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 7 months |
| Monetization | Free | — |
| Size | 75 MB | 8 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Sunwest Bank](https://appshunter.io/developer/830752985) | [Lively, Inc.](https://appshunter.io/developer/1458289931) |

## What reviewers say

### Selfcare HSA

[App page](https://appshunter.io/ios/app/selfcare-hsa/id1439907862)

Manage your Health Savings Account (HSA) on the go. Check balances, review transactions, reimburse yourself, pay bills, and upload receipts. You can also add signers and beneficiaries, and report lost or stolen debit cards.

**Highlights:** Check HSA balance, Review transactions, Reimburse yourself, Pay bills, Upload receipts, Add signers and beneficiaries, Report lost/stolen debit card

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Lively COBRA

[App page](https://appshunter.io/ios/app/lively-cobra/id6472733299)

**In-app purchases:** none


## Frequently asked questions

### Is Selfcare HSA free?

Selfcare HSA is free to download, with no in-app purchases.

### Is Lively COBRA free?

Lively COBRA is free to download, with no in-app purchases.

### Do Selfcare HSA or Lively COBRA have ads?

Neither Selfcare HSA nor Lively COBRA shows ads.

### Which is updated more often, Selfcare HSA or Lively COBRA?

Selfcare HSA ships an update monthly, and Lively COBRA every 7 months. Most recently, Selfcare HSA was updated on November 6, 2026 and Lively COBRA on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*