# IBBL iSmart vs CentFX

The clearest difference is update cadence: CentFX at every 2 months against IBBL iSmart's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBBL iSmart ships an update every 5 months, CentFX every 2 months. The most recent releases landed on October 23, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | IBBL iSmart | CentFX |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (111 ratings)](https://appshunter.io/ios/app/ibbl-ismart/id1440023759/reviews)** | — |
| Number of ratings | **111** | — |
| Positive reviews | 33.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 46 MB | 48 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Islami Bank Bangladesh Ltd](https://appshunter.io/developer/1440023758) | [CENTFX Limited](https://appshunter.io/developer/1792239795) |

## What reviewers say

### IBBL iSmart

[App page](https://appshunter.io/ios/app/ibbl-ismart/id1440023759)

This mobile banking application allows users to manage their accounts, transfer funds between IBBL accounts and other banks, pay utility bills, and recharge mobile and WiMAX services. It also facilitates cheque book requisitions and provides access to account statements and branch/ATM locations.

**Highlights:** Mobile airtime top-up, Fund transfers to IBBL and other banks, Utility bill payments, Cash withdrawal and remittance, Cheque book requisition, Account information and statements, ATM and branch locator

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and responsive app
- 🔒 Secure banking features

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Outdated UI design
- ⚠️ Compatibility issues with newer iOS versions
- 🕰️ Slow transaction processing

**Reported bugs**

- OTP not received after app update
- Unable to add new beneficiaries
- Fund transfer feature not working properly
- App shuts down unexpectedly during transactions

**Requested features**

- Add NPSB and EFTN transfer options
- Implement biometric login (Face ID, Touch ID)
- Introduce mobile recharge and bill payment features
- Provide account opening functionality within the app


### CentFX

[App page](https://appshunter.io/ios/app/centfx/id6740921178)

**In-app purchases:** none


## Frequently asked questions

### Is IBBL iSmart free?

IBBL iSmart is free to download, with no in-app purchases.

### Is CentFX free?

CentFX is free to download, with no in-app purchases.

### Do IBBL iSmart or CentFX have ads?

Neither IBBL iSmart nor CentFX shows ads.

### Which is updated more often, IBBL iSmart or CentFX?

IBBL iSmart ships an update every 5 months, and CentFX every 2 months. Most recently, IBBL iSmart was updated on October 23, 2026 and CentFX on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*