# U.P. State CU Mobile vs LanierFCU

U.P. State CU Mobile and LanierFCU both sit at 4.8 stars, but that hides the real split: 75% of LanierFCU's written reviews are positive against 40% of U.P. State CU Mobile's. LanierFCU also leads on monetization model (free vs ad-supported) and iOS requirement (15.0 vs 17.0). U.P. State CU Mobile's advantage is ads (none vs shown) and update cadence (every 2 months vs every 4 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for U.P. State CU Mobile against 4.8 for LanierFCU. Both are backed by a comparable volume of ratings — 402 and 475 respectively. Written reviews are what separate them: 40% of U.P. State CU Mobile's written reviews are positive against 75% of LanierFCU's.

U.P. State CU Mobile ships an update every 2 months, LanierFCU every 4 months. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | U.P. State CU Mobile | LanierFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (402 ratings)](https://appshunter.io/ios/app/up-state-cu-mobile/id1440066927/reviews)** | [4.8 (475 ratings)](https://appshunter.io/ios/app/lanierfcu/id1444785871/reviews) |
| Number of ratings | 402 | **475** |
| Positive reviews | 40.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 62 MB | 139 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [U.P. State Credit Union](https://appshunter.io/developer/1440066926) | [LANIER FEDERAL CREDIT UNION](https://appshunter.io/developer/1116122538) |

## What reviewers say

### U.P. State CU Mobile

[App page](https://appshunter.io/ios/app/up-state-cu-mobile/id1440066927)

Manage your finances conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7. This app prioritizes your financial well-being with an intuitive and fast banking experience.

**Highlights:** Check account balances, Pay bills, 24/7 account access, Secure mobile banking, Intuitive interface

**Features:** Vision Pro support

**In-app purchases:** none


### LanierFCU

[App page](https://appshunter.io/ios/app/lanierfcu/id1444785871)

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills securely on the go. Requires enrollment in online banking.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure on-the-go access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is U.P. State CU Mobile free?

U.P. State CU Mobile is free to download, with no in-app purchases.

### Is LanierFCU free?

LanierFCU is free to download, with no in-app purchases.

### Which has better reviews, U.P. State CU Mobile or LanierFCU?

U.P. State CU Mobile is rated higher. U.P. State CU Mobile averages 4.8 out of 5 from 402 ratings, while LanierFCU averages 4.8 from 475 ratings.

### Do U.P. State CU Mobile or LanierFCU have ads?

LanierFCU shows ads; U.P. State CU Mobile does not.

### Which is updated more often, U.P. State CU Mobile or LanierFCU?

U.P. State CU Mobile ships an update every 2 months, and LanierFCU every 4 months. Most recently, U.P. State CU Mobile was updated on October 29, 2026 and LanierFCU on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*