# U.P. State CU Mobile vs Integra First

The clearest difference is monetization model: U.P. State CU Mobile at ad-supported against Integra First's free with in-app purchases. Integra First's advantage is review sentiment (50% vs 40%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for U.P. State CU Mobile against 4.7 for Integra First. Both are backed by a comparable volume of ratings — 401 and 449 respectively. Written reviews are what separate them: 40% of U.P. State CU Mobile's written reviews are positive against 50% of Integra First's.

U.P. State CU Mobile ships an update every 2 months, Integra First monthly. Both last shipped on October 17, 2026.

## The numbers

| Metric | U.P. State CU Mobile | Integra First |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (401 ratings)](https://appshunter.io/ios/app/up-state-cu-mobile/id1440066927/reviews)** | [4.7 (449 ratings)](https://appshunter.io/ios/app/integra-first/id6479728859/reviews) |
| Number of ratings | 401 | **449** |
| Positive reviews | 40.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 62 MB | 177 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [U.P. State Credit Union](https://appshunter.io/developer/1440066926) | [Integra First Federal Credit Union](https://appshunter.io/developer/1450409838) |

## What reviewers say

### U.P. State CU Mobile

[App page](https://appshunter.io/ios/app/up-state-cu-mobile/id1440066927)

Manage your finances conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7. This app prioritizes your financial well-being with an intuitive and fast banking experience.

**Highlights:** Check account balances, Pay bills, 24/7 account access, Secure mobile banking, Intuitive interface

**Features:** Vision Pro support

**In-app purchases:** none


### Integra First

[App page](https://appshunter.io/ios/app/integra-first/id6479728859)

Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is U.P. State CU Mobile free?

U.P. State CU Mobile is free to download, with no in-app purchases.

### Is Integra First free?

Integra First is free to download, with no in-app purchases.

### Which has better reviews, U.P. State CU Mobile or Integra First?

U.P. State CU Mobile is rated higher. U.P. State CU Mobile averages 4.8 out of 5 from 401 ratings, while Integra First averages 4.7 from 449 ratings.

### Do U.P. State CU Mobile or Integra First have ads?

Neither U.P. State CU Mobile nor Integra First shows ads.

### Which is updated more often, U.P. State CU Mobile or Integra First?

U.P. State CU Mobile ships an update every 2 months, and Integra First monthly. Most recently, U.P. State CU Mobile was updated on October 17, 2026 and Integra First on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*