# U.P. State CU Mobile vs PhoneTap.app

The clearest difference is update cadence: PhoneTap.app at fortnightly against U.P. State CU Mobile's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

U.P. State CU Mobile ships an update every 2 months, PhoneTap.app fortnightly. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | U.P. State CU Mobile | PhoneTap.app |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (402 ratings)](https://appshunter.io/ios/app/up-state-cu-mobile/id1440066927/reviews)** | — |
| Number of ratings | **402** | — |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | Ad-supported | — |
| Size | 62 MB | 389 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [U.P. State Credit Union](https://appshunter.io/developer/1440066926) | [CTO Services](https://appshunter.io/developer/1798952661) |

## What reviewers say

### U.P. State CU Mobile

[App page](https://appshunter.io/ios/app/up-state-cu-mobile/id1440066927)

Manage your finances conveniently and securely from your phone. Check balances, pay bills, and access your accounts 24/7. This app prioritizes your financial well-being with an intuitive and fast banking experience.

**Highlights:** Check account balances, Pay bills, 24/7 account access, Secure mobile banking, Intuitive interface

**Features:** Vision Pro support

**In-app purchases:** none


### PhoneTap.app

[App page](https://appshunter.io/ios/app/phonetapapp/id6760346247)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U.P. State CU Mobile free?

U.P. State CU Mobile is free to download, with no in-app purchases.

### Is PhoneTap.app free?

PhoneTap.app is free to download, with no in-app purchases.

### Do U.P. State CU Mobile or PhoneTap.app have ads?

Neither U.P. State CU Mobile nor PhoneTap.app shows ads.

### Which is updated more often, U.P. State CU Mobile or PhoneTap.app?

U.P. State CU Mobile ships an update every 2 months, and PhoneTap.app fortnightly. Most recently, U.P. State CU Mobile was updated on October 29, 2026 and PhoneTap.app on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*