# Carpay vs 12th Tech Mobile

The clearest difference is review sentiment: Carpay at 46% against 12th Tech Mobile's 0%. Carpay also leads on rating (4.8 vs 2.3) and ratings volume (4.9K vs 3). 12th Tech Mobile's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Carpay holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 46% of Carpay's written reviews are positive against 0% of 12th Tech Mobile's.

Carpay ships an update every 5 weeks, 12th Tech Mobile every 3 months. The most recent releases landed on September 26, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | Carpay | 12th Tech Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/carpay/id1440081995/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/12th-tech-mobile/id1494242257/reviews) |
| Number of ratings | **4.9K** | 3 |
| Positive reviews | **45.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 33 MB | 115 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CarPay, Inc.](https://appshunter.io/developer/1440081994) | [12th Tech, Inc.](https://appshunter.io/developer/1494242256) |

## What reviewers say

### Carpay

[App page](https://appshunter.io/ios/app/carpay/id1440081995)

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

**Highlights:** Make loan payments, Print receipts, Check account balances, Schedule autopay, Enable notifications

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**What reviewers complain about**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness


### 12th Tech Mobile

[App page](https://appshunter.io/ios/app/12th-tech-mobile/id1494242257)

This application is designed for licensed users of the 12th Tech Auditing Solution. It offers a smarter, more efficient, and adaptive approach to managing audits.

**Highlights:** Adaptive audit management, Efficient auditing approach, Smarter audit processes, Designed for licensed users

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Carpay free?

Carpay is free to download, with no in-app purchases.

### Is 12th Tech Mobile free?

12th Tech Mobile is free to download, with no in-app purchases.

### Which has better reviews, Carpay or 12th Tech Mobile?

Carpay is rated higher. Carpay averages 4.8 out of 5 from 4.9K ratings, while 12th Tech Mobile averages 2.3 from 3 ratings.

### Do Carpay or 12th Tech Mobile have ads?

Neither Carpay nor 12th Tech Mobile shows ads.

### Which is updated more often, Carpay or 12th Tech Mobile?

Carpay ships an update every 5 weeks, and 12th Tech Mobile every 3 months. Most recently, Carpay was updated on September 26, 2026 and 12th Tech Mobile on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*