# Carpay vs MySafeway

The clearest difference is rating: Carpay at 4.8 against MySafeway's 3.3. Carpay also leads on ratings volume (4.9K vs 13) and review sentiment (46% vs 25%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Carpay holds the better App Store score, 4.8 against 3.3. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 46% of Carpay's written reviews are positive against 25% of MySafeway's.

Carpay ships an update every 5 weeks, MySafeway every 2 months. The most recent releases landed on September 20, 2026 and August 20, 2026 respectively.

## The numbers

| Metric | Carpay | MySafeway |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/carpay/id1440081995/reviews)** | [3.3 (13 ratings)](https://appshunter.io/ios/app/mysafeway/id1530391096/reviews) |
| Number of ratings | **4.9K** | 13 |
| Positive reviews | **45.7% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 33 MB | 66 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CarPay, Inc.](https://appshunter.io/developer/1440081994) | [SAFEWAY INSURANCE COMPANY](https://appshunter.io/developer/1522678527) |

## What reviewers say

### Carpay

[App page](https://appshunter.io/ios/app/carpay/id1440081995)

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

**Highlights:** Make loan payments, Print receipts, Check account balances, Schedule autopay, Enable notifications

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**What reviewers complain about**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness


### MySafeway

[App page](https://appshunter.io/ios/app/mysafeway/id1530391096)

Manage your insurance needs with this app. View ID cards, make payments, and check claim statuses. Find a local agent easily.

**Highlights:** View ID cards, Make payments, Check claim status, Find local agents, Manage insurance

**In-app purchases:** none


## Frequently asked questions

### Is Carpay free?

Carpay is free to download, with no in-app purchases.

### Is MySafeway free?

MySafeway is free to download, with no in-app purchases.

### Which has better reviews, Carpay or MySafeway?

Carpay is rated higher. Carpay averages 4.8 out of 5 from 4.9K ratings, while MySafeway averages 3.3 from 13 ratings.

### Do Carpay or MySafeway have ads?

Neither Carpay nor MySafeway shows ads.

### Which is updated more often, Carpay or MySafeway?

Carpay ships an update every 5 weeks, and MySafeway every 2 months. Most recently, Carpay was updated on September 20, 2026 and MySafeway on August 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*