# Carpay vs InsureScan Agent

The clearest difference is update cadence: Carpay at every 5 weeks against InsureScan Agent's every 7 months. Carpay also leads on ratings volume (4.9K vs 2). InsureScan Agent's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

InsureScan Agent holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Carpay has 4.9K ratings behind it against 2, so its average is the more settled of the two.

Carpay ships an update every 5 weeks, InsureScan Agent every 7 months. The most recent releases landed on September 26, 2026 and June 6, 2026 respectively.

## The numbers

| Metric | Carpay | InsureScan Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4.9K ratings)](https://appshunter.io/ios/app/carpay/id1440081995/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/insurescan-agent/id1629272541/reviews)** |
| Number of ratings | **4.9K** | 2 |
| Positive reviews | 45.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 7 months |
| Monetization | Free | Free |
| Size | 33 MB | 96 MB |
| Requires iOS | **15.1** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CarPay, Inc.](https://appshunter.io/developer/1440081994) | [Insure-Scan LLC](https://appshunter.io/developer/1235996962) |

## What reviewers say

### Carpay

[App page](https://appshunter.io/ios/app/carpay/id1440081995)

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

**Highlights:** Make loan payments, Print receipts, Check account balances, Schedule autopay, Enable notifications

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**What reviewers complain about**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness


### InsureScan Agent

[App page](https://appshunter.io/ios/app/insurescan-agent/id1629272541)

Streamline insurance policy quoting and binding for agents. Automatically pre-fill customer and vehicle data by scanning licenses and VINs. Save time with integrated partner data for faster policy processing.

**Highlights:** Scan driver licenses for data pre-fill, Scan vehicle VINs for data pre-fill, Autofill producer codes, Autofill underwriting information, Pull driver and vehicle data from partners, Quote and bind policies on-the-go

**In-app purchases:** none


## Frequently asked questions

### Is Carpay free?

Carpay is free to download, with no in-app purchases.

### Is InsureScan Agent free?

InsureScan Agent is free to download, with no in-app purchases.

### Which has better reviews, Carpay or InsureScan Agent?

InsureScan Agent is rated higher. Carpay averages 4.8 out of 5 from 4.9K ratings, while InsureScan Agent averages 5.0 from 2 ratings.

### Do Carpay or InsureScan Agent have ads?

Neither Carpay nor InsureScan Agent shows ads.

### Which is updated more often, Carpay or InsureScan Agent?

Carpay ships an update every 5 weeks, and InsureScan Agent every 7 months. Most recently, Carpay was updated on September 26, 2026 and InsureScan Agent on June 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*