# Carpay vs Car Payment Planner

The clearest difference is update cadence: Car Payment Planner at every 6 days against Carpay's every 5 weeks. Carpay's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Carpay ships an update every 5 weeks, Car Payment Planner every 6 days. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Carpay | Car Payment Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/carpay/id1440081995/reviews)** | — |
| Number of ratings | **4.9K** | — |
| Positive reviews | 44.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 6 days** |
| Monetization | Free | — |
| Size | 33 MB | 1 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CarPay, Inc.](https://appshunter.io/developer/1440081994) | [Kirtan Nayee](https://appshunter.io/developer/1813420303) |

## What reviewers say

### Carpay

[App page](https://appshunter.io/ios/app/carpay/id1440081995)

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

**Highlights:** Make loan payments, Print receipts, Check account balances, Schedule autopay, Enable notifications

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**What reviewers complain about**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness


### Car Payment Planner

[App page](https://appshunter.io/ios/app/car-payment-planner/id6745708327)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Carpay free?

Carpay is free to download, with no in-app purchases.

### Is Car Payment Planner free?

Car Payment Planner is free to download, with no in-app purchases.

### Do Carpay or Car Payment Planner have ads?

Neither Carpay nor Car Payment Planner shows ads.

### Which is updated more often, Carpay or Car Payment Planner?

Carpay ships an update every 5 weeks, and Car Payment Planner every 6 days. Most recently, Carpay was updated on November 2, 2026 and Car Payment Planner on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*