# Carpay vs Amorta

The clearest difference is in-app purchases: Carpay at none against Amorta's 1. Amorta's advantage is update cadence (weekly vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Amorta sells 1 one-off in-app purchase. Carpay asks for nothing beyond the download.

Carpay ships an update every 5 weeks, Amorta weekly. The most recent releases landed on November 13, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Carpay | Amorta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/carpay/id1440081995/reviews)** | — |
| Number of ratings | **4.9K** | — |
| Positive reviews | 44.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Weekly** |
| Monetization | Free | — |
| Size | 33 MB | 31 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [CarPay, Inc.](https://appshunter.io/developer/1440081994) | [Ian Carlo Ardina](https://appshunter.io/developer/1895742048) |

## What reviewers say

### Carpay

[App page](https://appshunter.io/ios/app/carpay/id1440081995)

Easily manage your car loan on the go. Make payments, view balances, and schedule automatic payments. Receive timely notifications to stay on top of your loan.

**Highlights:** Make loan payments, Print receipts, Check account balances, Schedule autopay, Enable notifications

**In-app purchases:** none

**What reviewers like**

- ⭐ Convenient and easy to use
- ⭐ Secure payment method
- ⭐ Helpful for making car payments remotely

**What reviewers complain about**

- 💰 Excessive and unexpected fees
- 🔒 Security issues with login and payment processing
- 🐛 Buggy and unreliable app functionality

**Reported bugs**

- Login credentials being deleted after app updates
- Inability to make payments through the app
- App failing to load user information

**Requested features**

- Ability to view payment history and remaining balance
- Option to set up automatic payments without fees
- Improved customer support and responsiveness


### Amorta

[App page](https://appshunter.io/ios/app/amorta/id6764345409)

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Amorta Lifetime | $4.99 | one-time |


## Frequently asked questions

### Is Carpay free?

Carpay is free to download, with no in-app purchases.

### Is Amorta free?

Amorta is free to download, with in-app purchases available.

### Do Carpay or Amorta have ads?

Neither Carpay nor Amorta shows ads.

### Which is updated more often, Carpay or Amorta?

Carpay ships an update every 5 weeks, and Amorta weekly. Most recently, Carpay was updated on November 13, 2026 and Amorta on November 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*