# MiFinity vs Luxon Pay

The clearest difference is rating: MiFinity at 4.3 against Luxon Pay's 3.0. MiFinity also leads on review sentiment (53% vs 20%) and ratings volume (38 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MiFinity holds the better App Store score, 4.3 against 3.0. That said, the two scores are not equally well evidenced: MiFinity has 38 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of MiFinity's written reviews are positive against 20% of Luxon Pay's.

MiFinity ships an update weekly, Luxon Pay fortnightly. The most recent releases landed on September 30, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | MiFinity | Luxon Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (38 ratings)](https://appshunter.io/ios/app/mifinity/id1440262293/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/luxon-pay/id1451707646/reviews) |
| Number of ratings | **38** | 2 |
| Positive reviews | **52.8% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Fortnightly |
| Monetization | Free | Free |
| Size | 130 MB | 119 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MiFinity UK Limited](https://appshunter.io/developer/1058842544) | [Luxon Payments Ltd](https://appshunter.io/developer/1444435539) |

## What reviewers say

### MiFinity

[App page](https://appshunter.io/ios/app/mifinity/id1440262293)

This app provides a secure and fast way to manage your money online. It allows users to pay for goods and services, receive funds, and transfer money globally with low fees. It supports multiple currencies and payment methods for a convenient experience.

**Highlights:** Global money transfers, Online payments, Receive funds, Multiple currency eWallets, 75+ payment methods, Biometric login, Low transparent fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Luxon Pay

[App page](https://appshunter.io/ios/app/luxon-pay/id1451707646)

This digital wallet facilitates instant global payments and currency exchange with fee-free peer-to-peer transfers. It supports over 38 currencies and offers bank-grade security for all transactions. Users can top up their wallets easily and access 24/7 multilingual support.

**Highlights:** Instant global payments, Fee-free peer-to-peer transfers, Multi-currency support (38+), Real-time exchange rates, Bank-grade security, 24/7 multilingual support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MiFinity free?

MiFinity is free to download, with no in-app purchases.

### Is Luxon Pay free?

Luxon Pay is free to download, with no in-app purchases.

### Which has better reviews, MiFinity or Luxon Pay?

MiFinity is rated higher. MiFinity averages 4.3 out of 5 from 38 ratings, while Luxon Pay averages 3.0 from 2 ratings.

### Do MiFinity or Luxon Pay have ads?

Neither MiFinity nor Luxon Pay shows ads.

### Which is updated more often, MiFinity or Luxon Pay?

MiFinity ships an update weekly, and Luxon Pay fortnightly. Most recently, MiFinity was updated on September 30, 2026 and Luxon Pay on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*