# MiFinity vs Paytend

The clearest difference is update cadence: MiFinity at weekly against Paytend's every 3 weeks. Paytend's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MiFinity ships an update weekly, Paytend every 3 weeks. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | MiFinity | Paytend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (38 ratings)](https://appshunter.io/ios/app/mifinity/id1440262293/reviews)** | — |
| Number of ratings | **38** | — |
| Positive reviews | 52.8% of reviews | **53.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 130 MB | 124 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MiFinity UK Limited](https://appshunter.io/developer/1058842544) | [PAYTEND EUROPE UAB](https://appshunter.io/developer/1470069382) |

## What reviewers say

### MiFinity

[App page](https://appshunter.io/ios/app/mifinity/id1440262293)

This app provides a secure and fast way to manage your money online. It allows users to pay for goods and services, receive funds, and transfer money globally with low fees. It supports multiple currencies and payment methods for a convenient experience.

**Highlights:** Global money transfers, Online payments, Receive funds, Multiple currency eWallets, 75+ payment methods, Biometric login, Low transparent fees

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Paytend

[App page](https://appshunter.io/ios/app/paytend/id1470069383)

Manage personal and business finances with a comprehensive fintech solution. Open a SEPA account, transfer money globally, exchange currencies, and get virtual or physical bank cards. Offers business solutions for cross-border e-commerce.

**Highlights:** SEPA account opening, Global money transfers, Currency exchange, Virtual and physical card issuance, Business payment solutions, Cross-border e-commerce settlement

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MiFinity free?

MiFinity is free to download, with no in-app purchases.

### Is Paytend free?

Paytend is free to download, with no in-app purchases.

### Do MiFinity or Paytend have ads?

Neither MiFinity nor Paytend shows ads.

### Which is updated more often, MiFinity or Paytend?

MiFinity ships an update weekly, and Paytend every 3 weeks. Most recently, MiFinity was updated on September 21, 2026 and Paytend on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*